Angel One Mutual Fund Liquid Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
6.56%
Dekho, aap log liquid funds ke baare mein jaante hain, lekin kya aap jante hain ki Angel One aur Quantum Mutual Fund mein kya farq hai? Chaliye, aaj hum aapko in do funds ke beech ki comparison karte hain aur aapko samjhate hain ki aapki kisne kehne ka kya hoga.
[VERDICT]| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Quantum Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 2132.04 | 37.04 |
| AUM (₹ Cr) | 4.67 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 2.36 | 0.55 |
| 1 Year Return (%) | 6.03% | 5.71% |
| 3 Year Return (%) | 6.76% | 6.56% |
| 5 Year Return (%) | 5.95% | 5.82% |
| Since Launch (%) | 6.23% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 221% | 231% |
🤖 AI Verdict – Which is Better?
Hamaare hisaab se, Quantum Mutual Fund Liquid Fund Direct Plan Growth aapke liye better fund hai, kyunki yeh 3Y return mein 6.56% ka return deta hai, jahan par Angel One Mutual Fund Liquid Fund Direct Plan Growth sirf 6.76% ka return deta hai. Lekin expense ratio mein dono funds ek doosre se match hain. Haan, yeh dono funds low riskometer rakhte hain.
[SIP_SUITABILITY]Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
SIP ke liye, hum dekhenge ki fund kitna consistent return deta hai. Angel One Mutual Fund Liquid Fund Direct Plan Growth 5Y return mein 5.95% ka return deta hai, jabki Quantum Mutual Fund Liquid Fund Direct Plan Growth 5.82% ka return deta hai. Lekin, yeh sab kehne ke baad bhi, hum samajhenge ki monthly SIP ke liye kis fund aapke liye better hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio mein sabhi cheezon ko dekhte hue, hum samajhenge ki kis fund aapke liye better hai. Volatility mein dono funds ek doosre se match hain, lekin Sharpe ratio mein Quantum Mutual Fund Liquid Fund Direct Plan Growth 0.55 ka Sharpe ratio deta hai, jahan par Angel One Mutual Fund Liquid Fund Direct Plan Growth 2.36 ka Sharpe ratio deta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings concentration mein dekhte hue, hum samajhenge ki kis fund aapke liye better hai. Dono funds mein asset allocation 65% T-Bills, 20% CD, 10% CP, aur 5% cash mein match hai. Lekin, top holdings concentration mein, Angel One Mutual Fund Liquid Fund Direct Plan Growth State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) mein match hai.
[FAQ]SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Quantum Mutual Fund Liquid Fund Direct Plan Growth 5Y return mein 5.82% ka return deta hai, jabki Angel One Mutual Fund Liquid Fund Direct Plan Growth 5.95% ka return deta hai. Lekin, 3Y return mein Quantum Mutual Fund Liquid Fund Direct Plan Growth 6.56% ka return deta hai, jahan par Angel One Mutual Fund Liquid Fund Direct Plan Growth 6.76% ka return deta hai.
Q2: Is the higher risk fund worth it?
Haan, Quantum Mutual Fund Liquid Fund Direct Plan Growth ki volatility aur Sharpe ratio mein dono funds ek doosre se match hain. Lekin, Sharpe ratio mein Quantum Mutual Fund Liquid Fund Direct Plan Growth 0.55 ka Sharpe ratio deta hai, jahan par Angel One Mutual Fund Liquid Fund Direct Plan Growth 2.36 ka Sharpe ratio deta hai.
Q3: Which fund is more cost-effective?
Expense ratio mein dono funds ek doosre se match hain, 0.12% ka expense ratio deta hai. Isliye, hum samajhenge ki kis fund aapke liye better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price