Angel One Mutual Fund Liquid Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Dekho, aaj hum do mutual funds ke beech mein comparison karenge - Angel One Liquid Fund aur Quantum Large Cap Fund. Ye donoh funds aapke paiso ka nivesh karne ke liye upyukt hain ya nahin, iske beech kya antar hai, yeh hum jaanne ja rahe hain.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Quantum Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.75 |
| Sharpe Ratio | 2.36 | 0.7 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 21% |
🤖 AI Verdict – Which is Better?
Chaliye, hum apne verdict batate hain. Quantum Large Cap Fund aapke liye long-term wealth creation ke liye aapka sahara ban sakta hai, lekin iske liye aapko high risk le pana padega. Is fund ke 3Y return 14.7% hai, lekin expense ratio 0.52% hai, jisse aapka paisa kamjor ho sakta hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye hum dono funds ka comparison karenge. Angel One Liquid Fund aapke liye ek achha option hai, kyonki iska 3Y return 6.76% hai, jisse aapko stability milta hai. Is fund ka expense ratio 0.12% hai, jisse aapko cost-effective nivesh milta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye hum dono funds ka comparison karenge. Angel One Liquid Fund mein low riskometer hai, jisse aapko less risk pata hai. Is fund ka volatility 0.11 hai, jisse aapko stability milta hai. Sharpe ratio 2.36 hai, jisse aapko risk-adjusted return milta hai. Expense ratio 0.12% hai, jisse aapko cost-effective nivesh milta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum dono funds ka comparison karenge. Angel One Liquid Fund mein asset allocation 65.00% T-Bills, 20.00% CD, 10.00% CP aur 5.00% cash hai. Is fund mein top 3 holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai. Quantum Large Cap Fund mein asset allocation 96.00% equity aur 4.00% T-Bills hai. Is fund mein top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai. Angel One Liquid Fund mein asset allocation aur top holdings concentration mein Quantum Large Cap Fund se thoda kam risk hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Quantum Large Cap Fund aapke liye long run mein achhe returns deta hai, lekin iske liye aapko high risk le pana padega. Is fund ke 5Y return 12.03% hai, jisse aapko stability milta hai.
Q2: Is the higher risk fund worth it?
Quantum Large Cap Fund mein volatility 11.75 hai, jisse aapko high risk pata hai. Sharpe ratio 0.7 hai, jisse aapko risk-adjusted return milta hai. Is fund ke liye aapko high risk le pana padega, lekin iske liye aapko achhe returns mil sakte hain.
Q3: Which fund is more cost-effective?
Angel One Liquid Fund mein expense ratio 0.12% hai, jisse aapko cost-effective nivesh milta hai. Quantum Large Cap Fund mein expense ratio 0.52% hai, jisse aapko less cost-effective nivesh milta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price