Angel One Mutual Fund Liquid Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
8.67%
Aapne sabse pehle puchha hoga ki kya sabse achcha fund hai liquid ya multi cap? Hum aapko Fund A aur Fund B ke beech ka tark karne ka prayaas karenge. Dekho, hum aapko batayenge ki kis fund ka long-term return better hai aur kis fund ka expense ratio kam hai. Chaliye, shuru karenge.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Quant Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 2132.04 | 20.99 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.55 |
| Sharpe Ratio | 2.36 | 0.15 |
| 1 Year Return (%) | 6.03% | 0.18% |
| 3 Year Return (%) | 6.76% | 8.67% |
| 5 Year Return (%) | 5.95% | 7.6% |
| Since Launch (%) | 6.23% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 221% | 46% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum Fund B ko better fund batate hain. Iska reason hai ki 3Y return 8.67% hai, jo ki Fund A ki 6.76% se zyada hai. Lekin, expense ratio Fund B ka 1.68% kam hai Fund A ka 0.12%. Halaanki, riskometer Fund B ka very high hai, lekin hum maante hain ki Fund A ka riskometer low hai, jisse Fund A ka risk-adjusted return better hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
Monthly SIP ke liye Fund A better hai. Iska reason hai ki Fund A ka 1Y return 6.03% hai, jo ki Fund B ka 0.18% se zyada hai. Sath hi, Fund A ka expense ratio kam hai. Dekho, Fund A ka stability aur return better hai, lekin Fund B ka riskometer very high hai, jisse SIP ke liye Fund A better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se Fund A ka risk-adjusted return better hai. Fund A ka riskometer low hai aur volatility 0.11 hai, jo ki Fund B ka 14.55 se kam hai. Lekin, Fund B ka Sharpe ratio 0.15 hai, jo ki Fund A ka 2.36 se kam hai. Haan, expense ratio Fund B ka 1.68% kam hai Fund A ka 0.12%.
📊 Portfolio Diversification
Fund A ka asset allocation sabse achcha hai. Iska reason hai ki Fund A ka 65% investment T-Bills mein hai, jo ki stable hai. Fund B ka 97% investment equity mein hai, jo ki riskier hai. Dekho, Fund A ka asset allocation diversified hai, lekin Fund B ka asset allocation concentrated hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 3Y return 8.67% hai, jo ki Fund A ka 6.76% se zyada hai. Lekin, Fund A ka expense ratio kam hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se Fund A ka risk-adjusted return better hai. Fund A ka riskometer low hai aur volatility 0.11 hai, jo ki Fund B ka 14.55 se kam hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se Fund A kam cost-effective hai. Fund A ka expense ratio 0.12% hai, jo ki Fund B ka 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price