Angel One Mutual Fund Liquid Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
9.45%
Hamare paas do mutual funds hain, Angel One aur Quant, dono liquid fund category mein hain. Ham ye compare karenge aur dekhege ki dono fund mein kya acha hai aur kya nahi. Aapko pata chalega ki kis fund mein nirantar paisa karna acha hai aur kyun.
[VERDICT]| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Quant Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 2132.04 | 22.09 |
| AUM (₹ Cr) | 4.67 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.13 |
| Sharpe Ratio | 2.36 | 22.69 |
| 1 Year Return (%) | 6.03% | 0.9% |
| 3 Year Return (%) | 6.76% | 9.45% |
| 5 Year Return (%) | 5.95% | 8.38% |
| Since Launch (%) | 6.23% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 221% | 267% |
🤖 AI Verdict – Which is Better?
Chaliye aaj hum ise dekhte hain ki kis fund mein 3Y return, expense ratio, aur risk ka hissa hai. Angel One fund ka 3Y return 6.76% hai, jiski comparison Quant fund ke 9.45% se ki jati hai. Lekin expense ratio mein koi difference nahin hai. Isliye, ham manata hain ki Quant fund long-term mein acha hai, lekin risk bhi thoda adhik hai.
[SIP_SUITABILITY]Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
Ek monthly SIP ke liye, hum dekhte hain ki kis fund mein nirantar paisa karna acha hai. Angel One fund ka 3Y return stable hai, lekin 1Y return thoda kam hai. Quant fund ka 1Y return kam hai, lekin 3Y return jyada hai. Isliye, ham manata hain ki Angel One fund acha hai SIP ke liye, lekin 10+ saal ke liye.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab hum dekhte hain ki kis fund mein risk aur cost ka hissa hai. Angel One fund ka riskometer low hai, lekin volatility 0.11 hai. Quant fund ka riskometer bhi low hai, lekin volatility 0.13 hai. Sharpe ratio mein bhi Quant fund ki performance better hai. Isliye, ham manata hain ki Quant fund better risk-adjusted returns deta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab hum dekhte hain ki kis fund mein portfolio diversification hai. Dono fund mein asset allocation thoda alag hai, lekin top holdings mein koi difference nahin hai. State Bank of India CD aur HDFC Bank CD dono fund ke top holdings mein hain. Isliye, ham manata hain ki dono fund mein portfolio diversification acha hai, lekin sector risk bhi hain.
[FAQ]SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Angel One fund ka 5Y return 5.95% hai, jiski comparison Quant fund ke 8.38% se ki jati hai. Isliye, ham manata hain ki Quant fund long-run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Quant fund ka volatility 0.13 hai, lekin Sharpe ratio 22.69 hai. Isliye, ham manata hain ki Quant fund ka higher risk worth hai, kyunki Sharpe ratio better hai.
Q3: Which fund is more cost-effective?
Dono fund mein expense ratio 0.12% hai, lekin hamne koi exit load nahin dekha. Isliye, ham manata hain ki dono fund mein cost-effectiveness achi hai, lekin koi difference nahin hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price