Angel One Mutual Fund Liquid Fund vs Quant Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Chaliye, let's compare two funds - Angel One Mutual Fund Liquid Fund - Direct Plan - Growth and Quant Mutual Fund Large Cap Fund - Direct Plan - Growth. Fund A is a liquid fund, while Fund B is a large-cap fund. We will analyze their performance, risk, and cost to help you decide which one is better for your investment needs.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Quant Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.47 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.4 |
| Sharpe Ratio | 2.36 | 0.66 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 27% |
🤖 AI Verdict – Which is Better?
Haan, after analyzing the data, we can say that Fund A is a better choice for long-term wealth creation. It has a lower expense ratio of 0.12% compared to Fund B's 0.52%. Also, its 3Y return of 6.76% is higher than Fund B's 14.7%. Although Fund B has a higher return, it also comes with a higher risk as indicated by its riskometer and volatility. So, for stable returns with lower risk, Fund A is a better choice.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Quant Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.47 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Dekho, for a monthly SIP for 10+ years, Fund A is a more suitable option. Its consistency and return stability are higher due to its liquid nature. Fund B, being a large-cap fund, has a higher volatility, which might not be suitable for long-term SIP investments. Fund A's low expense ratio and stable returns make it an attractive choice for SIP investors.
⚠️ Risk & Cost Analysis
Lekin, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. Fund A has a low riskometer and volatility of 0.11, while Fund B has a very high riskometer and volatility of 12.4. The Sharpe ratio of Fund A is 2.36, indicating better risk-adjusted returns. Its expense ratio is also lower at 0.12%. So, Fund A offers better risk-adjusted returns with lower cost.
📊 Portfolio Diversification
Sach ye hai, let's compare the asset allocation and top holdings concentration of both funds. Fund A has a diversified portfolio with 65% T-Bills, 20% CD, 10% CP, and 5% Cash. Its top three holdings are State Bank of India CD (8.5%), HDFC Bank CD (7.2%), and Reliance Industries T-Bills (6.8%). Fund B, on the other hand, has a concentrated portfolio with 96% equity and 4% T-Bills. Its top three holdings are HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), and Reliance Industries Ltd. (6.9%). So, Fund A is more diversified and has lower sector risk.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Quant Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Based on the 5Y return, Fund A is a better option with a return of 5.95%, while Fund B has a return of 12.03%. Although Fund B has a higher return, its risk is also higher.
Q2: Is the higher risk fund worth it?
No, the higher risk fund is not worth it. Fund B has a very high volatility of 12.4 and a riskometer of Very High, making it a riskier option. Its Sharpe ratio is also lower at 0.66, indicating lower risk-adjusted returns.
Q3: Which fund is more cost-effective?
Fund A is more cost-effective with an expense ratio of 0.12% compared to Fund B's 0.52%. This makes Fund A a better choice for investors looking for lower costs.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price