Angel One Mutual Fund Liquid Fund vs PPFAS Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
6.93%
Aap logon ko kuch mutual funds ke fund of funds ke beech me compare karna hai. Dekho hum aaj Fund A, Angel One Mutual Fund Liquid Fund - Direct Plan - Growth aur Fund B, PPFAS Mutual Fund Liquid Fund - Direct Plan - Growth ke beech me compare karenge.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BPPFAS Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | PPFAS Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 2132.04 | 5622.79 |
| AUM (₹ Cr) | 4.67 Lac Cr | 4.41 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.12 |
| Sharpe Ratio | 2.36 | 3.58 |
| 1 Year Return (%) | 6.03% | 6.17% |
| 3 Year Return (%) | 6.76% | 6.93% |
| 5 Year Return (%) | 5.95% | 6.11% |
| Since Launch (%) | 6.23% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 221% | 249% |
🤖 AI Verdict – Which is Better?
Chaliye fund B ko long-term wealth creation ke liye better fund kaha jata hai. Iska reason hai ki yeh fund 3Y return ke liye 6.93% ka return deti hai, jo fund A se bada hai. Lekin expense ratio hai to dono fund 0.12% ka hai. Lekin riskometer hai to dono fund low risk kaha jate hain. Haan, Fund B ka Sharpe ratio 3.58 hai, jo fund A se bada hai. To, Fund B ko better fund kaha jata hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider PPFAS Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.41 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
SIP ke liye fund B acha hai. Iska reason hai ki yeh fund consistency aur return stability ke liye bhi accha hai. Fund A ka 1Y return 6.03% hai, lekin fund B ka 1Y return 6.17% hai. Haan, fund B ka return stable hai, jisse SIP investment ke liye bhi acha hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se fund B thoda riski hai. Lekin Sharpe ratio ke hisaab se yeh fund fund A se accha hai. Sharpe ratio fund B ka 3.58 hai, jo fund A se bada hai. Expense ratio dono fund 0.12% ka hai, lekin fund B ka Sharpe ratio fund A se bada hai. To, fund B better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation ke hisaab se dono fund ek jaisa hai. T-Bills, CD, CP aur cash dono fund mein 65%, 20%, 10%, aur 5% ka hi hai. Lekin top holdings concentration ke hisaab se fund B thoda accha hai. Fund B mein State Bank of India CD, HDFC Bank CD, Reliance Industries T-Bills top 3 holdings hain, jo fund A mein bhi hain lekin fund A mein concentration thoda zyada hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
PPFAS Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund B ka 5Y return 6.11% hai, jo fund A ka 5Y return 5.95% se bada hai. Haan, fund B ka 3Y return bhi fund A se bada hai, 6.93% ka. To, fund B long run me better returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka Sharpe ratio 3.58 hai, jo fund A ka Sharpe ratio 2.36 se bada hai. Lekin volatility ke hisaab se fund B thoda riski hai. To, fund B ka Sharpe ratio fund A se bada hai, lekin fund B ka volatility fund A se bada hai. To, fund B higher risk fund hai, lekin Sharpe ratio ke hisaab se yeh fund acha hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki dono fund expense ratio 0.12% ka hai. To, dono fund cost-effective hain. Lekin fund B ka Sharpe ratio fund A se bada hai, jisse fund B acha fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price