Angel One Mutual Fund Liquid Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Aaj hum do alag-alag purusharthy ke funds ke beech ka suljhana dekhenge - Angel One Mutual Fund Liquid Fund aur PPFAS Mutual Fund Large Cap Fund. Ye dono hain SEBI-registred aur SEBI-ka riskometer unki gatividhi ka vishleshan karta hai. Aapko ye samajhne ke liye kuch jankari milengi ki aapko kis fund mein nivesh karna hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | PPFAS Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.07 |
| Sharpe Ratio | 2.36 | 0.68 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 24% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum 3Y return, expense ratio aur risk ka vishleshan karte hain. Angel One Mutual Fund Liquid Fund ka 3Y return 6.76% hai, jo PPFAS Mutual Fund Large Cap Fund ka 3Y return 14.7% se kam hai. Lekin PPFAS Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo Angel One Mutual Fund Liquid Fund ka expense ratio 0.12% se zyada hai. Rishtometer ke anusaar, PPFAS Mutual Fund Large Cap Fund ka riskometer Very High hai, jabki Angel One Mutual Fund Liquid Fund ka riskometer Low hai. Haan, PPFAS Mutual Fund Large Cap Fund ka riskometer zyada hai, lekin use karna risk hai. Haalaanki, yadi aap long-term wealth creation ke liye tayaar hain, to PPFAS Mutual Fund Large Cap Fund ek achha vikalp ho sakta hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Aap monthly SIP ke liye kis fund ko chunenge? Angel One Mutual Fund Liquid Fund ka 1Y return 6.03% hai, jabki PPFAS Mutual Fund Large Cap Fund ka 1Y return -4.02% hai. Lekin humein aaj 10+ saal ke liye dekhna hai. PPFAS Mutual Fund Large Cap Fund ka 3Y return aur 5Y return zyada hai, lekin uska riskometer zyada hai. Haalaanki, Angel One Mutual Fund Liquid Fund ka return stabil hai, lekin uska 3Y return aur 5Y return kam hai. Yadi aap long-term wealth creation ke liye monthy SIP karte hain, to PPFAS Mutual Fund Large Cap Fund ek achha vikalp ho sakta hai.
⚠️ Risk & Cost Analysis
Rishtometer, volatility aur Sharpe ratio ke anusaar, PPFAS Mutual Fund Large Cap Fund ka riskometer Very High hai, jabki Angel One Mutual Fund Liquid Fund ka riskometer Low hai. Lekin PPFAS Mutual Fund Large Cap Fund ka volatility 12.07 hai, jabki Angel One Mutual Fund Liquid Fund ka volatility 0.11 hai. Sharpe ratio ke anusaar, PPFAS Mutual Fund Large Cap Fund ka Sharpe ratio 0.68 hai, jabki Angel One Mutual Fund Liquid Fund ka Sharpe ratio 2.36 hai. Expense ratio ke anusaar, PPFAS Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jabki Angel One Mutual Fund Liquid Fund ka expense ratio 0.12% hai. Haan, PPFAS Mutual Fund Large Cap Fund ka riskometer zyada hai, lekin uska Sharpe ratio kam hai. Lekin Angel One Mutual Fund Liquid Fund ka riskometer kam hai, lekin uska Sharpe ratio zyada hai. Haalaanki, PPFAS Mutual Fund Large Cap Fund ka expense ratio zyada hai, lekin uska riskometer zyada hai. Haalaanki, Angel One Mutual Fund Liquid Fund ka expense ratio kam hai, lekin uska riskometer kam hai.
📊 Portfolio Diversification
Aapki portfolio mein diversification ka dhyan rakhna mahatvapurn hai. PPFAS Mutual Fund Large Cap Fund ka asset allocation 96% equity aur 4% T-Bills hai, jabki Angel One Mutual Fund Liquid Fund ka asset allocation 65% T-Bills, 20% CD, 10% CP aur 5% cash hai. Haan, PPFAS Mutual Fund Large Cap Fund ka asset allocation zyada diversified hai, lekin uska sector risk bhi zyada hai. Lekin Angel One Mutual Fund Liquid Fund ka asset allocation kam diversified hai, lekin uska sector risk kam hai. Haalaanki, PPFAS Mutual Fund Large Cap Fund ka top holdings concentration 8.5% HDFC Bank Ltd., 7.8% ICICI Bank Ltd. aur 6.9% Reliance Industries Ltd. hai, jabki Angel One Mutual Fund Liquid Fund ka top holdings concentration 8.5% State Bank of India CD, 7.2% HDFC Bank CD aur 6.8% Reliance Industries T-Bills hai. Haan, PPFAS Mutual Fund Large Cap Fund ka top holdings concentration zyada hai, lekin uska sector risk bhi zyada hai. Lekin Angel One Mutual Fund Liquid Fund ka top holdings concentration kam hai, lekin uska sector risk kam hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Aanshe PPFAS Mutual Fund Large Cap Fund 5Y return 12.03% aur 3Y return 14.7% se zyada hai, lekin Angel One Mutual Fund Liquid Fund ka 5Y return 5.95% aur 3Y return 6.76% kam hai. Lekin PPFAS Mutual Fund Large Cap Fund ka riskometer Very High hai, jabki Angel One Mutual Fund Liquid Fund ka riskometer Low hai.
Q2: Is the higher risk fund worth it?
Nahin, PPFAS Mutual Fund Large Cap Fund ka riskometer zyada hai, lekin uska Sharpe ratio kam hai. Lekin Angel One Mutual Fund Liquid Fund ka riskometer kam hai, lekin uska Sharpe ratio zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price