Angel One Mutual Fund Liquid Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
1.9%
Aapko yahaan do aam mutual funds ke baare mein jaankari milne wali hai - Angel One Liquid Fund aur Old Bridge Multi Cap Fund. Hum aapko batayenge ki yeh dono funds aapke paiso ke liye kaise suit hai aur aapke investment ke liye kya benefits dengi.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 2132.04 | 8.38 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.85 |
| Sharpe Ratio | 2.36 | 1.82 |
| 1 Year Return (%) | 6.03% | -11.42% |
| 3 Year Return (%) | 6.76% | 1.9% |
| 5 Year Return (%) | 5.95% | 1.13% |
| Since Launch (%) | 6.23% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 221% | 38% |
🤖 AI Verdict – Which is Better?
Jab hum long-term wealth creation ke liye sochte hain, toh Old Bridge Multi Cap Fund ka 5Y return 1.13% hai, lekin expense ratio bahut high hai, 1.68%. Inke against, Angel One Liquid Fund ka 5Y return 5.95% hai aur expense ratio bahut kam hai, 0.12%. Haan, riskometer Old Bridge fund ka very high hai, lekin aapko lagta hai ki long-term investment ke liye high risk fund better hai, toh aapko Old Bridge fund ka chayan karna chahiye.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Yadi aap monthly SIP ke liye invest karna chahte hain, toh Angel One Liquid Fund better hai. Iska 3Y return 6.76% hai, jo bahut achha hai. Iske against, Old Bridge Multi Cap Fund ka 3Y return 1.9% hai, jo kam hai. Haan, yeh fund kuch samay ke liye investment ke liye theek ho sakta hai, lekin long-term investment ke liye, Angel One Liquid Fund better hai.
⚠️ Risk & Cost Analysis
Yeh dono funds aapke investment ke liye kaise suit hai, iske liye hum chaliye riskometer, volatility, Sharpe ratio, aur expense ratio ka compare karte hain. Angel One Liquid Fund ka riskometer low hai, volatility 0.11 hai, Sharpe ratio 2.36 hai, aur expense ratio 0.12% hai. Inke against, Old Bridge Multi Cap Fund ka riskometer very high hai, volatility 13.85 hai, Sharpe ratio 1.82 hai, aur expense ratio 1.68% hai. Haan, yeh bahut high expense ratio hai, lekin aapko lagta hai ki koi risk nahi hai, toh aapko koi problem nahi hai.
📊 Portfolio Diversification
Yeh dono funds aapke portfolio ke liye kaise suit hai, iske liye hum chaliye asset allocation aur top holdings concentration ka compare karte hain. Angel One Liquid Fund ka 65% T-Bills, 20% CD, 10% CP, aur 5% cash mein hai, jo bahut achha hai. Inke against, Old Bridge Multi Cap Fund ka 97% equity aur 3% T-Bills mein hai, jo bahut high risk hai. Haan, yeh fund aapke portfolio mein sector risk dengi, lekin aapko lagta hai ki risk lekar chalta hai, toh aapko koi problem nahi hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Old Bridge Multi Cap Fund ka 5Y return 1.13% hai, jo Angel One Liquid Fund ka 5Y return 5.95% se kam hai. Lekin, expense ratio aur riskometer ka madhyam se, Angel One Liquid Fund better hai.
Q2: Is the higher risk fund worth it?
Old Bridge Multi Cap Fund ka volatility 13.85 hai, jo Angel One Liquid Fund ka volatility 0.11 se bahut high hai. Sharpe ratio bhi 1.82 hai, jo 2.36 se kam hai. Haan, investment ke liye koi risk nahi hai, lekin aapko lagta hai ki koi problem nahi hai. Lekin, hum aapko batate hain ki aapko lagta hai ki koi risk nahi hai, toh aapko koi problem nahi hai.
Q3: Which fund is more cost-effective?
Angel One Liquid Fund ka expense ratio 0.12% hai, jo Old Bridge Multi Cap Fund ka expense ratio 1.68% se kam hai. Haan, yeh fund aapke investment ke liye kaise suit hai, iske liye hum chaliye investment ke liye koi cost-effective fund ka chayan karte hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price