Angel One Mutual Fund Liquid Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Today, we are comparing two fundamental mutual funds, Angel One's Liquid Fund and Old Bridge's Large Cap Fund. Dekho, let's explore these funds and decide which one is best for you. We will analyze their performance, risk level, cost, and portfolio diversification. This comparison will help you make an informed decision.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.89 |
| Sharpe Ratio | 2.36 | 0.69 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 22% |
🤖 AI Verdict – Which is Better?
After analyzing the funds, we conclude that Old Bridge's Large Cap Fund is not suitable for long-term wealth creation. Its 3Y return is good at 14.7%, but its high expense ratio of 0.52% and very high riskometer make it less attractive. Haan, for steady returns and low risk, Angel One's Liquid Fund is a better choice. Its low expense ratio of 0.12% and consistent returns make it a safer option.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
For a monthly SIP of 10+ years, we recommend Angel One's Liquid Fund. Its consistent returns and low volatility make it a stable choice. Old Bridge's Large Cap Fund has a higher risk level, which may not be suitable for long-term SIP investments. Lekin, if you're willing to take on higher risk, Old Bridge's Large Cap Fund may give better returns in the long run.
⚠️ Risk & Cost Analysis
Comparing riskometer, volatility, and Sharpe ratio, Angel One's Liquid Fund is the safer option. Its low riskometer of Low, low volatility of 0.11, and high Sharpe ratio of 2.36 indicate better risk-adjusted returns. Old Bridge's Large Cap Fund has a very high riskometer, high volatility of 11.89, and low Sharpe ratio of 0.69, making it a riskier choice.
📊 Portfolio Diversification
Angel One's Liquid Fund has a diversified portfolio with 65% T-Bills, 20% CD, 10% CP, and 5% cash. Its top holdings are well-diversified among State Bank of India CD, HDFC Bank CD, and Reliance Industries T-Bills. Old Bridge's Large Cap Fund has a concentrated portfolio with 96% equity and 4% T-Bills. Its top holdings are concentrated in HDFC Bank Ltd., ICICI Bank Ltd., and Reliance Industries Ltd.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Old Bridge's Large Cap Fund gives better returns in the long run, with 5Y return of 12.03% compared to Angel One's Liquid Fund's 5Y return of 5.95%.
Q2: Is the higher risk fund worth it?
Haan, if you're willing to take on higher risk, Old Bridge's Large Cap Fund may give better returns. But, lekin, its high volatility of 11.89 and low Sharpe ratio of 0.69 indicate higher risk.
Q3: Which fund is more cost-effective?
Sach ye hai, Angel One's Liquid Fund is more cost-effective with an expense ratio of 0.12% compared to Old Bridge's Large Cap Fund's expense ratio of 0.52%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price