Angel One Mutual Fund Liquid Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
12.3%
Dekho, aaj hum do mutual funds ki comparison karenge, Fund A aur Fund B. Fund A Angel One Mutual Fund Liquid Fund hai aur Fund B Old Bridge Mutual Fund Balanced Advantage Fund. Fund A ek Liquid Fund hai, jabki Fund B ek Balanced Hybrid Fund hai. Aaj hum iske beech meh kuch cheejein jaanne jaenge, jaise inki category, 1Y aur 3Y return, aur riskometer.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid Fund | Balanced Hybrid |
| NAV (₹) | 2132.04 | 16.39 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.78% |
| Riskometer | Low | Moderately High |
| Volatility | 0.11 | 9.11 |
| Sharpe Ratio | 2.36 | 0.64 |
| 1 Year Return (%) | 6.03% | 3.08% |
| 3 Year Return (%) | 6.76% | 12.3% |
| 5 Year Return (%) | 5.95% | 5.27% |
| Since Launch (%) | 6.23% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 221% | 145% |
🤖 AI Verdict – Which is Better?
Haan, aaj hum is question ka jawab denge ki Fund A ya Fund B long-term mein better hai. Lekin, humein 3Y return, expense ratio, aur risk par dhyan dena hoga. Fund A 3Y return mein 6.76% return deta hai, lekin expense ratio 0.12% hai. Fund B 3Y return mein 12.3% return deta hai, lekin expense ratio 0.78% hai. Chaliye, hum iske baad hi batate hain ki kis fund better hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Sach ye hai, SIP (Systematic Investment Plan) ke liye fund ki consistency aur return stability bahut zaroori hai. Fund A 1Y aur 3Y return mein bahut consistent hai, lekin Fund B 1Y return mein kam return deta hai. Lekin, Fund B 3Y return mein bahut accha perform karta hai. Dekho, Fund A SIP ke liye better hai, lekin Fund B bhi bahut accha fund hai.
⚠️ Risk & Cost Analysis
Haan, aaj hum in do funds ke riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karenge. Fund A ka riskometer low hai, lekin volatility 0.11 hai. Fund B ka riskometer moderately high hai, lekin volatility 9.11 hai. Fund A ka Sharpe ratio 2.36 hai, lekin expense ratio 0.12% hai. Fund B ka Sharpe ratio 0.64 hai, lekin expense ratio 0.78% hai. Chaliye, hum iske baad hi batate hain ki kis fund better hai.
📊 Portfolio Diversification
Sach ye hai, portfolio diversification bahut zaroori hai. Fund A ka asset allocation T-Bills, CD, CP, aur cash mein hai. Fund B ka asset allocation equity aur debt mein hai. Fund A ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Fund B ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Dekho, Fund A aur Fund B mein asset allocation aur top holdings mein kuch antar hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B 5Y return mein 5.27% aur 3Y return mein 12.3% return deta hai, jabki Fund A 5Y return mein 5.95% aur 3Y return mein 6.76% return deta hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ka higher risk fund worth hai. Iska Sharpe ratio 0.64 hai, jo Fund A ka 2.36 se kam hai. Lekin, Fund B ka riskometer moderately high hai, jo Fund A ka riskometer se zyada hai.
Q3: Which fund is more cost‑effective?
Answer: Fund A expense ratio 0.12% hai, jo Fund B ka 0.78% se kam hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price