Angel One Mutual Fund Liquid Fund vs Navi Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
6.93%
aap sabhi niveshakon ko swagat hai yeh post, jahan hum Angel One aur Navi Mutual Fund ke Liquid Fund ke beech ki comparison karenge. hum aapko batayenge ki kis fund mein aapke paisa ki suraksha aur vittiya vikas hota hai.
[VERDICT]| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BNavi Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Navi Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 2132.04 | 5622.79 |
| AUM (₹ Cr) | 4.67 Lac Cr | 4.54 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.13 |
| Sharpe Ratio | 2.36 | 3.31 |
| 1 Year Return (%) | 6.03% | 6.17% |
| 3 Year Return (%) | 6.76% | 6.93% |
| 5 Year Return (%) | 5.95% | 6.11% |
| Since Launch (%) | 6.23% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 221% | 285% |
🤖 AI Verdict – Which is Better?
dekho, lekin yeh hai sach ye hai - Navi Mutual Fund Liquid Fund aapke liye behtar fund hai. yeh fund 3 saal ke return mein 6.93% ka return deta hai, jo Angel One ki 6.76% se zyada hai. lekin expense ratio mein dono fund ek jaisa hi hain. is liye, Navi Mutual Fund Liquid Fund aapke liye behtar fund hai.
[SIP_SUITABILITY]Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Navi Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.54 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
aapke monthly SIP ke liye, hum Navi Mutual Fund Liquid Fund ko behtar fund ke roop mein dekhte hain. yeh fund 3 saal ke return mein consistent hai aur iska expense ratio bhi kam hai. isse aapke nivesh ko aur bhi achha return mil sakta hai.
[RISK_COST]⚠️ Risk & Cost Analysis
riskometer ke anusaar dono fund low risk fund hain, lekin Navi Mutual Fund Liquid Fund ki volatility aur expense ratio kam hai. iske saath hi, yeh fund ka Sharpe ratio bhi zyada hai, jo iska risk-adjusted return batata hai. is liye, Navi Mutual Fund Liquid Fund aapke liye behtar fund hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
donon fund ke asset allocation mein kayi tarah ki samanata hai, lekin Navi Mutual Fund Liquid Fund ka asset allocation aur top holding mein thodi jyada samanata hai. iske saath hi, yeh fund ka sector risk bhi kam hai.
[FAQ]SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Navi Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Navi Mutual Fund Liquid Fund ka 5 saal ka return 6.11% hai, jo Angel One ki 5.95% se zyada hai. isliye, Navi Mutual Fund Liquid Fund aapke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Navi Mutual Fund Liquid Fund ki volatility 0.13 hai, jo Angel One ki 0.11 se zyada hai. lekin yeh fund ka Sharpe ratio 3.31 hai, jo risk-adjusted return ka mulyankan karta hai. isliye, Navi Mutual Fund Liquid Fund aapke liye behtar fund hai.
Q3: Which fund is more cost-effective?
donon fund ke expense ratio mein kayi tarah ki samanata hai, lekin Navi Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo Angel One ki 0.12% se kam hai. isliye, Navi Mutual Fund Liquid Fund aapke liye behtar fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price