Angel One Mutual Fund Liquid Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Yeh dono funds, Angel One Mutual Fund Liquid Fund aur Navi Mutual Fund Large Cap Fund, dono Indian investors ke liye bahot hi mahatvapurn hain. Liquid fund mein investment karna risk jyada nahin hota hai, lekin large cap fund mein risk jyada hota hai lekin potential bhi. Yeh post mein hum aapko Fund A aur Fund B ke beech ka comparison karenge aur aapko pata chal jayega ki aapke liye kitna achha fund hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Navi Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.72 |
| Sharpe Ratio | 2.36 | 0.64 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 30% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye humein Fund B ka choice karna chaiye. Fund B ka 3Y return 14.7% hai jo Fund A se bahot adhik hai. Expense ratio bhi Fund B ka kam hai, 0.52% Fund A ke 0.12% se kam hai. Riskometer bhi Fund B ka Very High hai, lekin yeh fund large cap mein investment karta hai, jisse risk jyada hota hai lekin potential bhi. Fund A ka riskometer Low hai, lekin returns bhi kam hain.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Monthly SIP ke liye Fund A bahot hi achha fund hai. Fund A ka consistency aur return stability bahot hi accha hai. Yeh fund aapko 10+ years tak bahot hi acchi returns de sakta hai. Fund B ka 1Y return negative hai, lekin 3Y return adhik hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se Fund A bahot hi achha fund hai. Fund A ka riskometer Low hai, volatility 0.11 hai, Sharpe ratio 2.36 hai aur expense ratio 0.12% hai. Fund B ka riskometer Very High hai, volatility 12.72 hai, Sharpe ratio 0.64 hai aur expense ratio 0.52% hai. Fund A mein risk-adjusted returns bahot hi achhe hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se Fund A bahot hi achha fund hai. Fund A ka asset allocation T-Bills, CD, CP aur cash mein hai, jisse risk jyada nahin hota hai. Top 3 holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai, jisse sector risk bahot hi kam hota hai. Fund B ka asset allocation large cap mein hai, jisse risk jyada hota hai lekin potential bhi.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 5Y return 12.03% hai aur 3Y return 14.7% hai, jisse yeh fund long-term wealth creation ke liye bahot hi achha hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se Fund B ka risk jyada hota hai, lekin potential bhi. Fund B ka Sharpe ratio 0.64 hai, jisse risk-adjusted returns bahot hi kam hain.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se Fund A bahot hi cost-effective hai, 0.12% Fund B ke 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price