Angel One Mutual Fund Liquid Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
11.03%
Dekho, aaj hum do mutual funds ke beech ka comparison karne ja rahe hain - Angel One Mutual Fund Liquid Fund aur Mirae Asset Large Cap Fund. Ye do funds alag-alag category me hain - Liquid Fund aur Large Cap. Hum aapko batayenge ki aapko invest karna hai toh kis fund mein invest karein. Hum aapko apna long-term wealth creation ka plan banane mein madad karenge.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Mirae Asset |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 122.90 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.57% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.64 |
| Sharpe Ratio | 2.36 | 0.39 |
| 1 Year Return (%) | 6.03% | -2% |
| 3 Year Return (%) | 6.76% | 11.03% |
| 5 Year Return (%) | 5.95% | 10.78% |
| Since Launch (%) | 6.23% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gaurav Misra (7.3 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY 100 Total Return Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 221% | 20% |
🤖 AI Verdict – Which is Better?
Haan, humko lagta hai ki Mirae Asset Large Cap Fund aapke liye better option hai long-term wealth creation ke liye. Kya? 3Y return 11.03% hai, expense ratio 0.57% hai, aur riskometer Very High hai. Lekin, yeh fund aapke liye bahut riski hai. Toh, Angel One Mutual Fund Liquid Fund aapke liye better option hai, jo ki stable aur consistent returns de raha hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Dekho, SIP ke liye humko stability aur consistency ka dhyaan rakhna hoga. Angel One Mutual Fund Liquid Fund aapke liye bahut suitable hai SIP ke liye. Uska 1Y return 6.03% hai aur 3Y return 6.76% hai, jo ki bahut stable hai. Mirae Asset Large Cap Fund ka 1Y return -2% hai, jo ki bahut riski hai.
⚠️ Risk & Cost Analysis
Haan, hum aapko batayenge ki aapko risk aur cost ka dhyaan karna hoga. Angel One Mutual Fund Liquid Fund ka riskometer Low hai, jo ki aapke liye bahut achha hai. Lekin, Mirae Asset Large Cap Fund ka riskometer Very High hai, jo ki bahut riski hai. Sharpe ratio bhi Angel One Mutual Fund Liquid Fund ka 2.36 hai, jo ki bahut achha hai.
📊 Portfolio Diversification
Dekho, portfolio diversification ka dhyaan rakhna hoga. Mirae Asset Large Cap Fund ka asset allocation Equity 99.63% hai, jo ki bahut mono-focused hai. Lekin, Angel One Mutual Fund Liquid Fund ka asset allocation T-Bills 65.00%, CD 20.00% hai, jo ki bahut diversified hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Angel One Mutual Fund Liquid Fund ka 5Y return 5.95% hai, jo ki bahut stable hai. Lekin, Mirae Asset Large Cap Fund ka 5Y return 10.78% hai, jo ki bahut achha hai.
Q2: Is the higher risk fund worth it?
Haan, Mirae Asset Large Cap Fund ka volatility 11.64 hai, jo ki bahut riski hai. Lekin, Sharpe ratio bhi bahut achha hai, jo ki 0.39 hai.
Q3: Which fund is more cost-effective?
Dekho, Angel One Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo ki bahut kam hai. Lekin, Mirae Asset Large Cap Fund ka expense ratio 0.57% hai, jo ki bahut zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price