Angel One Mutual Fund Liquid Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Hum aajke dekhainge do mutual funds ki comparison - Angel One Liquid Fund aur LIC Large Cap Fund. Ye dono fund Indian investors ke liye kafi achhe options hain. Hum is article mein fund A aur fund B ke beech ki comparison karenge, jahaan hum dekhaenge ki fund A kis prakaar se fund B se bada hai aur kaise investor ke liye sahi hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | LIC Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.93 |
| Sharpe Ratio | 2.36 | 0.69 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Yogesh Patil (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 22% |
🤖 AI Verdict – Which is Better?
Haan, hum aajke dekhaenge ki fund A kya fund B se bada hai. Chaliye, hum fund A aur fund B ke 3Y return, expense ratio aur risk ke beech ki comparison karenge. Fund A ka 3Y return 6.76% hai, jabki fund B ka 3Y return 14.7% hai. Lekin, expense ratio kehisab se fund A fund B se kamzor hai, jiska expense ratio 0.12% hai. Riskometer kehisab se bhi fund A fund B se kamzor hai, jiska riskometer Low hai. Sach ye hai ki fund B ka 3Y return fund A ke 3Y return se zyada hai, lekin fund A ka expense ratio fund B ke expense ratio se kamzor hai. To, hum aayen kehte hain ki fund A fund B se bada hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP (Systematic Investment Plan) kehisab se fund A aur fund B dono fund Indian investors ke liye kafi achhe options hain. Lekin, fund A ka consistency aur return stability fund B kehisab se zyada hai. Fund A ka 1Y return 6.03% hai, jabki fund B ka 1Y return -4.02% hai. To, hum aayen kehte hain ki fund A fund B se accha hai SIP kehisab se.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio kehisab se fund A aur fund B dono fund Indian investors ke liye kafi achhe options hain. Lekin, fund A ka riskometer fund B kehisab se kamzor hai, jiska riskometer Low hai. Volatility kehisab se bhi fund A fund B se kamzor hai, jiska volatility 0.11 hai. Sharpe ratio kehisab se bhi fund A fund B se kamzor hai, jiska Sharpe ratio 2.36 hai. To, hum aayen kehte hain ki fund A fund B se accha hai riskometer, volatility aur Sharpe ratio kehisab se.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration kehisab se fund A aur fund B dono fund Indian investors ke liye kafi achhe options hain. Lekin, fund A ka asset allocation fund B kehisab se zyada hai. Fund A ka asset allocation T-Bills, CD, CP aur cash kehisab se hai. Fund B ka asset allocation equity aur T-bills kehisab se hai. Top holdings concentration kehisab se bhi fund A fund B se kamzor hai. Fund A ka top holdings concentration State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills kehisab se hai. To, hum aayen kehte hain ki fund A fund B se accha hai asset allocation aur top holdings concentration kehisab se.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ka 5Y return 12.03% hai, jabki fund A ka 5Y return 5.95% hai. To, fund B fund A se accha hai long run kehisab se.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka volatility 11.93 hai, jabki fund A ka volatility 0.11 hai. Lekin, fund B ka Sharpe ratio 0.69 hai, jabki fund A ka Sharpe ratio 2.36 hai. To, fund B fund A se kamzor hai riskometer aur Sharpe ratio kehisab se.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 0.12% hai, jabki fund B ka expense ratio 0.52% hai. To, fund A fund B se accha hai expense ratio kehisab se.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price