Angel One Mutual Fund Liquid Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
20.43%
dekho, aapke paas do mutual funds hain, Liquid Fund aur Multi Cap Fund. Fund A, Angel One Mutual Fund Liquid Fund, ek Liquid Fund hai jo aapke paise bachaane ke liye accha hai. Fund B, ICICI Prudential Multi Cap Fund, ek Multi Cap Fund hai jo aapke paise badhane ke liye accha hai. chaliye, hum dono funds ke beech kuchh tareekon se compare karenge.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | ICICI Prudential |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 2132.04 | 934.98 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.74% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.2 |
| Sharpe Ratio | 2.36 | 1.06 |
| 1 Year Return (%) | 6.03% | 6.9% |
| 3 Year Return (%) | 6.76% | 20.43% |
| 5 Year Return (%) | 5.95% | 17.37% |
| Since Launch (%) | 6.23% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.97% |
| Portfolio Turnover | 221% | 45% |
🤖 AI Verdict – Which is Better?
haan, Fund B, ICICI Prudential Multi Cap Fund, long-term mein aapke liye accha hai. Iska 3Y return 20.43% hai, jisse Fund A, Angel One Mutual Fund Liquid Fund ka 3Y return 6.76% se adhik hai. lekin, expense ratio mein Fund B bahut jyada hai, 1.74%. Isliye, fund expenses ko dekhkar bhi hum Fund A ka support karenge.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
dekho, dono funds ka SIP Suitability alag-alag hai. Fund A, Angel One Mutual Fund Liquid Fund, aapke paise bahut jaldi wapas karta hai, lekin iska return bahut kam hai. Fund B, ICICI Prudential Multi Cap Fund, aapke paise jaldi se badhayein nahin, lekin iska return bahut adhik hai. lekin, jinka SIP karne ke liye accha hai, woh hain jinke return stable hain. Sach ye hai, Fund A ka return bahut kam hai, lekin Fund B ka return jyada hai aur uska risk bhi jyada hai.
⚠️ Risk & Cost Analysis
sach ye hai, dono funds ka riskometer alag-alag hai. Fund A, Angel One Mutual Fund Liquid Fund, ka riskometer Low hai, jisse yeh fund aapke paise bachaane ke liye accha hai. Fund B, ICICI Prudential Multi Cap Fund, ka riskometer Very High hai, jisse yeh fund aapke paise badhane ke liye accha hai. lekin, volatility aur Sharpe ratio mein bhi Fund B jyada hai. Isliye, Fund B ka risk-adjusted return Fund A se adhik hai.
📊 Portfolio Diversification
dekho, dono funds ka asset allocation alag-alag hai. Fund A, Angel One Mutual Fund Liquid Fund, ka 65% T-Bills aur 20% CD mein invest kiya hai. Fund B, ICICI Prudential Multi Cap Fund, ka 97.97% equity mein invest kiya hai. lekin, Fund A ka portfolio concentration Fund B se kam hai. Isliye, Fund A ka portfolio adhik diversified hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
haan, Fund B, ICICI Prudential Multi Cap Fund, long run mein Fund A se adhik return deta hai. Iska 5Y return 17.37% hai, jisse Fund A ka 5Y return 5.95% se adhik hai.
Q2: Is the higher risk fund worth it?
sach ye hai, Fund B ka volatility 13.2 hai, jisse yeh fund bahut jyada risk hai. lekin, Sharpe ratio mein bhi Fund B jyada hai. Isliye, Fund B ka risk-adjusted return Fund A se adhik hai.
Q3: Which fund is more cost-effective?
haan, Fund A, Angel One Mutual Fund Liquid Fund, expense ratio mein Fund B se kam hai. Iska expense ratio 0.12% hai, jisse Fund B ka expense ratio 1.74% se adhik hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price