Angel One Mutual Fund Liquid Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
20.43%
Dekho, ab aapko do funds ke beech ka comparison karna hai. Fund A Liquid Fund hai jo apne asset allocation aur expense ratio ke liye jaana jata hai. Fund B Multi Cap Fund hai jiski riskometer Very High hai. Chaliye, aaj hum donon funds ke beech ka comparison karenge.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | ICICI Prudential |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 2132.04 | 934.98 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.99% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.45 |
| Sharpe Ratio | 2.36 | 1.04 |
| 1 Year Return (%) | 6.03% | 6.9% |
| 3 Year Return (%) | 6.76% | 20.43% |
| 5 Year Return (%) | 5.95% | 17.37% |
| Since Launch (%) | 6.23% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.97% |
| Portfolio Turnover | 221% | 45% |
🤖 AI Verdict – Which is Better?
Ab hum yeh janna hai ki long-term wealth creation ke liye kon sa fund better hai. Dekho, 3Y return, expense ratio, aur risk ke hisab se Fund B Multi Cap Fund better hai. Haan, iska 20.43% ka 3Y return bahut achha hai, lekin expense ratio bhi 0.99% hai. Fund A ke expense ratio 0.12% hi hai, isliye Fund A ke liye koi chinta nahin.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
SIP ke liye fund chunne ke liye hum yeh dekhenge ki fund koun sa consistent return stability ka promise karta hai. Dekho, Fund A ke 1Y aur 3Y returns bahut acche hain, lekin Fund B ka 1Y return bhi 6.9% hai aur 3Y return 20.43%. Haan, lekin Fund A ka expense ratio 0.12% hai, jo Fund B ke 0.99% se kam hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se hum yeh dekhenge ki koun sa fund better hai. Dekho, Fund B ka riskometer Very High hai, lekin Sharpe ratio bhi 1.04 hai. Fund A ka Sharpe ratio 2.36 hai, lekin riskometer Low hai. Haan, lekin expense ratio Fund A ka 0.12% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se hum yeh dekhenge ki koun sa fund diversified hai. Dekho, Fund A ka asset allocation sabse jyada T-Bills mein hai, jiska 65.00% hai. Fund B ka asset allocation sabse jyada Equity mein hai, jiska 97.97% hai. Haan, lekin Fund A ka top holdings concentration bhi kam hai, lekin Fund B ka sector risk bahut jyada hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, 5Y/3Y returns ke hisab se Fund B Multi Cap Fund better hai. Ye apne 17.37% ka 5Y return aur 20.43% ka 3Y return ke liye jaana jata hai.
Q2: Is the higher risk fund worth it?
Nahin, sabse pehle Fund B ka Sharpe ratio 1.04 hai, jo Fund A ka 2.36 se kam hai. Iske alawa, Fund B ka riskometer Very High hai, jo investor ke liye chinta ka karan hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.12% hai, jo Fund B ka 0.99% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price