Angel One Mutual Fund Liquid Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.81%
Aaj hum do mutual funds ki comparison karne ja rhe hain - Angel One Liquid Fund aur ICICI Prudential Large Cap Fund - dono direct plan, growth option. Yeh fund jante hain kya voh long term wealth creation ke liye achhe hain, aur kis fund ki SIP suitability adhik hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | ICICI Prudential |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 117.10 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.43 |
| Sharpe Ratio | 2.36 | 0.73 |
| 1 Year Return (%) | 6.03% | -2.39% |
| 3 Year Return (%) | 6.76% | 14.81% |
| 5 Year Return (%) | 5.95% | 14.18% |
| Since Launch (%) | 6.23% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Anish Tawakley (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 17% |
🤖 AI Verdict – Which is Better?
Yeh sach hai ki Fund B ne 3Y return mein 14.81% kiya hai, lekin yeh riskometer Very High hai aur expense ratio 0.52% hai. Fund A ne 5Y return mein 5.95% kiya hai, lekin yeh riskometer Low hai aur expense ratio 0.12% hai. Haan, Fund A better fund hai long term wealth creation ke liye.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Yeh dekho, Fund A ne 3Y return mein 6.76% kiya hai, lekin yeh Fund B se kam hai. Lekin, Fund A ki expense ratio 0.12% hai, jo Fund B ki 0.52% se kam hai. Haan, Fund A SIP ke liye adhik suitable hai, lekin yeh aapki personal preference par depend karta hai.
⚠️ Risk & Cost Analysis
Volatility ke mukabla, Fund A ki volatility 0.11 hai, jo Fund B ki 11.43 se kam hai. Sharpe ratio ke mukabala, Fund A ki Sharpe ratio 2.36 hai, jo Fund B ki 0.73 se adhik hai. Haan, Fund A ki risk-adjusted returns adhik hai.
📊 Portfolio Diversification
Asset allocation ke mukabala, Fund A mein 65% T-Bills, 20% CD, 10% CP aur 5% cash hai. Fund B mein 96% equity aur 4% T-Bills hai. Haan, Fund A ki asset allocation adhik diversified hai. Lekin, Fund B mein 8.5% HDFC Bank Ltd. aur 7.8% ICICI Bank Ltd. ki holding hai, jo Fund A ki 8.5% State Bank of India CD aur 7.2% HDFC Bank CD se kam hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ne 5Y return mein 14.18% kiya hai, jo Fund A ki 5.95% se adhik hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke mukabala, Fund B ki volatility 11.43 hai, jo Fund A ki 0.11 se kam hai, aur Fund B ki Sharpe ratio 0.73 hai, jo Fund A ki 2.36 se kam hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 0.12% hai, jo Fund B ki 0.52% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price