Angel One Mutual Fund Liquid Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
15.78%
Chaliye dekho, hum do mutual funds ke beech mein difference aur similarity dekhte hain. Fund A hai Angel One Mutual Fund Liquid Fund Direct Plan Growth aur Fund B hai HDFC Small Cap Fund Direct Plan Growth. Kya aapko pata hai kya ek liquid fund aur ek small cap fund ke beech kya difference hai? Aaj hum aapko iske bare mein jaankari dege aur dekhege kya fund aapke liye better hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | HDFC Mutual Fund |
| Category | Liquid Fund | Small Cap |
| NAV (₹) | 2132.04 | 152.64 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.73% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 16.9 |
| Sharpe Ratio | 2.36 | 0.55 |
| 1 Year Return (%) | 6.03% | 0.2% |
| 3 Year Return (%) | 6.76% | 15.78% |
| 5 Year Return (%) | 5.95% | 18.08% |
| Since Launch (%) | 6.23% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 90.45% |
| Portfolio Turnover | 221% | 6% |
🤖 AI Verdict – Which is Better?
Humare hisaab se Fund B HDFC Small Cap Fund Direct Plan Growth better hai long term wealth creation ke liye. Iska sabse bada karan hai 3Y return, jo 15.78% hai, aur expense ratio, jo 0.73% hai, lekin riskometer bhi very high hai. Fund A ke 3Y return 6.76% hai, jo kam hai lekin expense ratio bhi kam hai 0.12%. Haan, Fund A ka riskometer low hai aur volatility bhi kam hai, lekin Fund B ka potential hai adhik returns dene ka. Sach ye hai, long term mein Fund B ka potential hai adhik wealth creation ka.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Ek monthly SIP ke liye, hum sochte hain ki Fund A better hai. Iska sabse bada karan hai Fund A ka consistency aur return stability ka. Fund A ka 3Y return 6.76% hai aur expense ratio bhi kam hai 0.12%. Fund B ka 1Y return 0.2% hai, jo kam hai aur expense ratio bhi adhik hai 0.73%. Dekho, long term mein Fund A ka potential hai adhik returns dene ka aur expense ratio bhi kam hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, hum sochte hain ki Fund A better hai. Fund A ka riskometer low hai, jiska matlab hai ki risk kam hai, aur volatility bhi kam hai 0.11%. Fund B ka riskometer very high hai, jiska matlab hai ki risk adhik hai, aur volatility bhi adhik hai 16.9%. Fund A ka Sharpe ratio bhi adhik hai 2.36, jo kaafi achha hai. Fund B ka Sharpe ratio 0.55 hai, jo kam hai. Haan, Fund A ka expense ratio kam hai 0.12% aur Fund B ka expense ratio adhik hai 0.73%. Sach ye hai, Fund A ka risk-adjusted returns better hai.
📊 Portfolio Diversification
Fund A ka asset allocation T-Bills, CD, CP, aur cash mein hai, jo kam risk hai. Fund A ka asset allocation 65.00% T-Bills, 20.00% CD, 10.00% CP, aur 5.00% cash mein hai. Fund B ka asset allocation equity mein hai, jiska matlab hai ki risk adhik hai. Fund B ka asset allocation 90.45% equity mein hai. Dekho, Fund A ka asset allocation kam risk hai aur adhik diversified hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B HDFC Small Cap Fund Direct Plan Growth better hai long term mein 5Y return 18.08% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka potential hai adhik returns dene ka lekin risk adhik hai. Sharpe ratio bhi kam hai 0.55. Isliye, aapko sochna hoga ki aap kya chahte hain, adhik returns aur adhik risk ya kam returns aur kam risk.
Q3: Which fund is more cost-effective?
Fund A better hai cost-effective. Expense ratio kam hai 0.12% aur Fund B ka expense ratio adhik hai 0.73%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price