Angel One Mutual Fund Liquid Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
7.4%
Arre dekho, aaj hum do mutual funds ka comparison karne ja rahe hain - Angel One Mutual Fund Liquid Fund aur HDFC Infra Fund. Liquid fund ek low-risk fund hai, jabki infra fund thematic fund hai jo infrastructure sectors mein invest karta hai. Aaj hum jaante hain ki donon funds mein kya acha hai aur kya nahi.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | HDFC Mutual Fund |
| Category | Liquid Fund | Thematic |
| NAV (₹) | 2132.04 | 33.77 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.5% |
| Riskometer | Low | Moderate |
| Volatility | 0.11 | 14.88 |
| Sharpe Ratio | 2.36 | 0.06 |
| 1 Year Return (%) | 6.03% | 6.36% |
| 3 Year Return (%) | 6.76% | 7.4% |
| 5 Year Return (%) | 5.95% | 6.49% |
| Since Launch (%) | 6.23% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Roshi Jain (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Infrastructure TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 221% | 35% |
🤖 AI Verdict – Which is Better?
Haan, let's see. Long-term wealth creation ke liye, 3Y return, expense ratio, aur risk ka dhyan rakhenge. Fund A ka 3Y return 6.76% hai, jo Fund B ka 3Y return 7.4% se thoda alag hai. Lekin expense ratio Fund A ka 0.12% aur Fund B ka 0.5% hai. Riskometer bhi Fund A ka Low aur Fund B ka Moderate hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP suitabilty ke liye, hum consistency aur return stability ka dhyan rakhenge. Fund A ka 1Y return 6.03% hai, jo Fund B ka 6.36% se thoda alag hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ka comparison karte hain. Fund A ka riskometer Low aur volatility 0.11 hai, jabki Fund B ka riskometer Moderate aur volatility 14.88 hai. Sharpe ratio bhi Fund A ka 2.36 aur Fund B ka 0.06 hai. Expense ratio Fund A ka 0.12% aur Fund B ka 0.5% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karte hain. Fund A ka asset allocation T-Bills, CD, CP, aur Cash hai, jo Fund B ka asset allocation Equity aur T-Bills hai. Top holdings concentration bhi Fund A ka State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai, jabki Fund B ka top holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Larsen & Toubro Ltd. hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 5Y return 6.49% hai, jo Fund A ka 5.95% se thoda accha hai.
Q2: Is the higher risk fund worth it?
Na, Fund B ka higher risk ho sakta hai, lekin volatility aur Sharpe ratio ka dhyan rakhna bhoolna mat.
Q3: Which fund is more cost-effective?
Haan, Fund A expense ratio 0.12% hai, jo Fund B ka 0.5% se thoda kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price