Angel One Mutual Fund Liquid Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
20.86%
Aapki khasmeen hai kya kisi mutual fund me invest karna hai? Fund A aur Fund B dono alag-alag categories mein hain. Fund A ek Liquid Fund hai, jabki Fund B ek Multi Cap Fund hai. Is article mein hum aapko Fund A aur Fund B ki comparison karne jaa rahe hain. Dekho ke kya fund aapke liye better hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Groww Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 2132.04 | 19.01 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.95 |
| Sharpe Ratio | 2.36 | 1.11 |
| 1 Year Return (%) | 6.03% | 5.23% |
| 3 Year Return (%) | 6.76% | 20.86% |
| 5 Year Return (%) | 5.95% | 0.27% |
| Since Launch (%) | 6.23% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 221% | 26% |
🤖 AI Verdict – Which is Better?
Long-term mein wealth creation ke liye, Fund B ki 3Y return 20.86% hai, jisaki comparison Fund A ki 6.76% se ki jaa sakti hai. Lekin, Fund B ki expense ratio 1.68% hai, jisaki comparison Fund A ki 0.12% se ki jaa sakti hai. Aur, Fund B ki riskometer Very High hai, jisaki comparison Fund A ki Low hai. Haan, Fund A Fund B se thoda kam return deti hai, lekin yah bhi thoda kam risk hai. Sach ye hai, Fund A aapke liye better fund hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Monthly SIP ke liye, Fund A aur Fund B dono suitable hain. Lekin, Fund A ki consistency aur return stability ke liye, yah Fund B se bada acha hai. Dekho, Fund A ki 1Y return 6.03% hai, jabki Fund B ki 1Y return 5.23% hai. Chaliye, Fund A ki consistency aur return stability ke liye, yah aapka better choice hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye, Fund A aur Fund B ki comparison karne jaa sakte hain. Dekho, Fund A ki riskometer Low hai, jabki Fund B ki Very High hai. Lekin, Fund A ki volatility 0.11 hai, jabki Fund B ki 12.95 hai. Haan, Fund A ki Sharpe ratio 2.36 hai, jabki Fund B ki 1.11 hai. Aur, Fund A ki expense ratio 0.12% hai, jabki Fund B ki 1.68% hai. Sach ye hai, Fund A aapke liye better risk-adjusted returns offer karti hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye, Fund A aur Fund B ki comparison karne jaa sakte hain. Dekho, Fund A ki asset allocation T-Bills mein 65.00% hai, jabki Fund B ki Equity mein 97.00% hai. Lekin, Fund A ki top holdings concentration kam hai, jabki Fund B ki bada hai. Haan, Fund A ki asset allocation aur top holdings concentration ke liye, yah aapka better choice hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ke 5Y return 5.95% hai, jabki Fund B ke 5Y return 0.27% hai. Toh, Fund A Fund B se bada acha hai.
Q2: Is the higher risk fund worth it?
Fund B ki volatility 12.95 hai, jabki Fund A ki 0.11 hai. Toh, Fund B ki higher risk Fund A se zada hai. Haan, Fund B ki Sharpe ratio 1.11 hai, jabki Fund A ki 2.36 hai. Toh, Fund A ki risk-adjusted returns Fund B se bada hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 0.12% hai, jabki Fund B ki 1.68% hai. Toh, Fund A Fund B se zada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price