Angel One Mutual Fund Liquid Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Dekho, aaj hum dono funds ke beech ki comparison karenge. Fund A, Angel One Mutual Fund Liquid Fund Direct Plan Growth hai, jabki Fund B, Franklin Templeton Large Cap Fund Direct Plan Growth hai. Aapko yeh pata chalega ki konsa fund long-term mein aapki aarthik svasthya ke liye better hai. Lekin pehle, aapko pata hona chahiye ki kya aapke paas dono funds ke beech ki comparison ke liye data hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Franklin Templeton |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.76 |
| Sharpe Ratio | 2.36 | 0.64 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 31% |
🤖 AI Verdict – Which is Better?
Haan, hum aapko batate hain ki konsa fund long-term mein aapke liye better hai. Fund A ka 3Y return 6.76% hai, jiska expense ratio 0.12% hai, aur riskometer Low hai. Fund B ka 3Y return 14.7% hai, lekin expense ratio 0.52% hai, aur riskometer Very High hai. Sach ye hai, Fund A khaas kar 1Y return mein bahut accha kamaya hai, lekin Fund B ka 5Y return bhi bahut accha hai. Lekin, Fund A ka expense ratio Fund B ke compare mein bahut kam hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Monthly SIP ke liye, hum aapko batate hain ki konsa fund better hai. Fund A ka consistency aur return stability bahut accha hai, jabki Fund B ka consistency bhi accha hai, lekin return stability Fund A ke compare mein kam hai. Haan, Fund A ka SIP karna aapke long-term aarthik svasthya ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye hum aapko batate hain ki konsa fund better hai. Fund A ka riskometer Low hai, volatility 0.11 hai, aur Sharpe ratio 2.36 hai, jabki expense ratio 0.12% hai. Fund B ka riskometer Very High hai, volatility 12.76 hai, aur Sharpe ratio 0.64 hai, jabki expense ratio 0.52% hai. Sach ye hai, Fund A ka risk-adjusted return bahut accha hai, lekin Fund B ka risk-adjusted return bhi accha hai, lekin Fund A ka expense ratio Fund B ke compare mein bahut kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum aapko batate hain ki konsa fund better hai. Fund A ka asset allocation T-Bills mein 65%, CD mein 20%, CP mein 10%, aur Cash mein 5% hai, jabki Fund B ka asset allocation Equity mein 96% hai. Top holdings concentration ke liye, Fund A ka State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain, jabki Fund B ka HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain. Haan, Fund A ka portfolio diversification Fund B ke compare mein bahut accha hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 5.95% hai, jiska 3Y return 6.76% hai, jabki Fund B ka 5Y return 12.03% hai, jiska 3Y return 14.7% hai. Lekin, Fund A ka expense ratio Fund B ke compare mein bahut kam hai. Sach ye hai, Fund A long-term mein aapke liye better hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka riskometer Very High hai, volatility 12.76 hai, aur Sharpe ratio 0.64 hai, jabki expense ratio 0.52% hai. Lekin, Fund B ka return bhi accha hai. Sach ye hai, Fund B ka risk-adjusted return bhi accha hai, lekin Fund A ka expense ratio Fund B ke compare mein bahut kam hai.
Q3: Which fund is more cost‑effective?
Answer: Fund A ka expense ratio 0.12% hai, jabki Fund B ka expense ratio 0.52% hai. Sach ye hai, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price