Angel One Mutual Fund Liquid Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.63%
Chaliye dekho, aaj hum dwa fundon ke beech comparison karenge - Angel One Mutual Fund Liquid Fund aur Franklin Templeton Flexi Cap Fund. Ye do fund Liquid aur Flexi Cap category mein aate hain. Aapko is article mein fundon ke beech comparison kiya jaayega aur aapko pata chalega ki kis fund mein long-term mein paise bante hain.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Franklin Templeton |
| Category | Liquid Fund | Flexi Cap |
| NAV (₹) | 2132.04 | 110.79 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.96% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.27 |
| Sharpe Ratio | 2.36 | 0.57 |
| 1 Year Return (%) | 6.03% | -2.38% |
| 3 Year Return (%) | 6.76% | 14.63% |
| 5 Year Return (%) | 5.95% | 12.31% |
| Since Launch (%) | 6.23% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 221% | 48% |
🤖 AI Verdict – Which is Better?
Haan, kis fund mein long-term mein paise bante hain, iska answer to aapko is article mein mil jayega. Hum 3Y return, expense ratio, aur riskometer ka dhyan rakhte huye long-term mein wealth creation ke liye kis fund ko better manaenge.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
SIP ke liye kis fund ki suitablility hai, iska answer to aapko is article mein mil jayega. Hum consistency aur return stability ke liye kis fund ko better manaenge aur aapko pata chalega ki kis fund mein SIP lagane se aapko zyada benefits milegi.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye hum dono fund ko compare karenge. Aapko pata chalega ki kis fund mein better risk-adjusted returns hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum dono fund ko compare karenge. Aapko pata chalega ki kis fund mein portfolio diversification ke liye zyada diversified hai aur kis fund mein sector risk hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, 5Y return 5.95% aur 3Y return 6.76% ke hisab se, Angel One Mutual Fund Liquid Fund better returns deta hai.
Q2: Is the higher risk fund worth it?
Lekin, Franklin Templeton Flexi Cap Fund ka Volatility 14.27 aur Sharpe ratio 0.57 hai, jisse yeh fund zyada riski hai. Isliye, yeh fund agar aapko zyada jhutha risk lene ki izzat hai, to aapko iska benefit mil sakta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Angel One Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo Franklin Templeton Flexi Cap Fund ka expense ratio 0.96% se kam hai. Isliye, Angel One Mutual Fund Liquid Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price