Angel One Mutual Fund Liquid Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
6.99%
Aaj hum dwa fundon ko compare karne ja rahe hain – Angel One Mutual Fund Liquid Fund aur Edelweiss Mutual Fund Liquid Fund. Ye dono fund liquid category mein hain, jahan investment ka risk low hota hai. Aap jannege ki dono fund ke beech me kya fark hai aur kis fund ki long-term wealth creation ke liye adhik suitable hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Edelweiss Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 2132.04 | 3598.40 |
| AUM (₹ Cr) | 4.67 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.13 |
| Sharpe Ratio | 2.36 | 3.77 |
| 1 Year Return (%) | 6.03% | 6.24% |
| 3 Year Return (%) | 6.76% | 6.99% |
| 5 Year Return (%) | 5.95% | 6.17% |
| Since Launch (%) | 6.23% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 221% | 295% |
🤖 AI Verdict – Which is Better?
Chaliye fund A aur fund B ke beech me comparison karte hain. Fund A ka 3Y return 6.76% hai, jabki fund B ka 6.99% hai. Dekho, fund B adhik returns deta hai. Lekin expense ratio bhi ek factor hai. Fund A ka expense ratio 0.12% hai, jabki fund B ka bhi 0.12% hai. Riskometer bhi low hai dono fund mein. Kya aapko lagta hai ki fund B adhik suitable hai long-term wealth creation ke liye?
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye fund A ya fund B kiska chayan karna chahiye? Chaliye dono fund ka SIP performance dekhte hain. Fund A ka 1Y return 6.03% hai, jabki fund B ka 6.24% hai. Fund A ka 3Y return 6.76% hai, jabki fund B ka 6.99% hai. Dekho, fund B adhik consistent returns deta hai. Isliye, fund B SIP ke liye adhik suitable hai.
⚠️ Risk & Cost Analysis
Ab chaliye riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hain. Fund A ka riskometer low hai, lekin volatility 0.11 hai. Fund B ka riskometer bhi low hai, lekin volatility 0.13 hai. Sharpe ratio bhi ek factor hai, jahan fund B adhik good hai. Expense ratio bhi dono fund mein samaan hai. Kya aapko lagta hai ki fund B adhik risk-adjusted returns deta hai?
📊 Portfolio Diversification
Ab chaliye asset allocation aur top holdings concentration ko compare karte hain. Dono fund ka asset allocation similar hai, lekin top holdings mein kuch difference hai. Fund A mein State Bank of India CD aur HDFC Bank CD top holdings hain, jabki fund B mein bhi dono fund mein samaan hain. Isliye, dono fund mein koi sector risk nahi hai. Lekin, fund B ka asset allocation thoda diversified hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund B ka 5Y return 6.17% hai, jabki fund A ka 5.95% hai. Isliye, fund B long run mein adhik returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka Sharpe ratio 3.77 hai, jabki fund A ka 2.36 hai. Isliye, fund B adhik risk-adjusted returns deta hai.
Q3: Which fund is more cost‑effective?
Sach ye hai ki dono fund ke expense ratio 0.12% hai. Isliye, dono fund cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price