Angel One Mutual Fund Liquid Fund vs Edelweiss Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Ek baar phir dekho, Fund A aur Fund B mein kitni difference hai. Fund A ek Liquid Fund hai jo aapke cash mein invest karne ke liye aadharit hai. Fund B ek Large Cap Fund hai jo ek riski investment option hai. Aaj hum in dono fundon ke beech mein comparison karenge aur aapko pata chalayenge ki aapko kis fund mein invest karna chahiye.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Edelweiss Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.9 |
| Sharpe Ratio | 2.36 | 0.64 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 32% |
🤖 AI Verdict – Which is Better?
Ek sahi verdict sach ye hai, fund B aapke liye nahi hai. Fund A ka 3Y return 6.76% hai, jo fund B ka 14.7% se zyada hai. Expense ratio bhi fund A ka 0.12% hai, fund B ka 0.52% hai. Aur riskometer ke liye, fund A ka Low risk hai, fund B ka Very High risk hai. Dekho, fund A aapke liye behtar fund hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Edelweiss Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ke liye, fund A aapke liye behtar hai. Fund A ka consistency aur return stability fund B se zyada hai. Fund B ka 1Y return -4.02% hai, jo fund A ka 6.03% se kam hai. Chaliye, fund A mein SIP karein aur aapko acha return milega.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke liye, fund A aapke liye behtar hai. Fund A ka Low riskometer hai, fund B ka Very High riskometer hai. Volatility ke liye, fund A ka 0.11 hai, fund B ka 12.9 hai. Sharpe ratio ke liye, fund A ka 2.36 hai, fund B ka 0.64 hai. Expense ratio ke liye, fund A ka 0.12% hai, fund B ka 0.52% hai. Dekho, fund A aapke liye behtar fund hai.
📊 Portfolio Diversification
Asset allocation ke liye, fund A aapke liye behtar hai. Fund A ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00% aur Cash 5.00% hai. Fund B ka asset allocation Equity 96.00% aur T-Bills 4.00% hai. Top holdings concentration ke liye, fund A ka State Bank of India CD 8.5%, HDFC Bank CD 7.2% aur Reliance Industries T-Bills 6.8% hai. Fund B ka top holdings HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8% aur Reliance Industries Ltd. 6.9% hai. Dekho, fund A ka asset allocation aur top holdings concentration fund B se zyada diversified hai.
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 5.95% hai, jo fund B ka 12.03% se kam hai. Lekin 3Y return ke liye, fund A ka 6.76% hai, jo fund B ka 14.7% se zyada hai. Dekho, fund A aapke liye long run mein behtar fund hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 12.9 hai, jo fund A ka 0.11 se kai ghana se zyada hai. Sharpe ratio ke liye, fund B ka 0.64 hai, jo fund A ka 2.36 se kam hai. Dekho, fund B aapke liye nahi hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo fund B ka 0.52% se kam hai. Dekho, fund A aapke liye cost-effective fund hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Edelweiss Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price