Angel One Mutual Fund Liquid Fund vs DSP Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
6.77%
Ab hum aapko do liquid funds ke beech ka comparison karne ja rahe hain: Angel One Mutual Fund Liquid Fund aur DSP Mutual Fund Liquid Fund. Dekho, aapko pata chalega ki kis fund mein aapko investment karne ki zaroorat hai aur kyun. Hum aapko detail mein batayenge ki kis fund mein aapko invest karna chahiye.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BDSP Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | DSP Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 2132.04 | 89.77 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.30 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.12 |
| Sharpe Ratio | 2.36 | 2.25 |
| 1 Year Return (%) | 6.03% | 2.95% |
| 3 Year Return (%) | 6.76% | 6.77% |
| 5 Year Return (%) | 5.95% | 5.92% |
| Since Launch (%) | 6.23% | 6.91% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Bhole (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 221% | 243% |
🤖 AI Verdict – Which is Better?
Our verdict haai ki Angel One Mutual Fund Liquid Fund aapke liye behtar vikalp hai. Iska sabab hai ki yeh fund 3 saal mein 6.76% ki return deta hai, jo ki DSP Mutual Fund Liquid Fund ki 6.77% se kam hai, lekin iska expense ratio 0.12% hai, jo ki DSP Mutual Fund Liquid Fund ki 0.12% se barabar hai. Iske alawa, Angel One Mutual Fund Liquid Fund ka riskometer Low hai, jo ki aapke risk management ki zaroorat hai. Haan, yeh fund aapke liye behtar vikalp hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider DSP Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.77%
- AUM: 3.30 Lac Cr
- Sharpe Ratio: 2.25
📈 SIP Suitability
SIP suitability ke mauke par, hum dekhte hain ki kis fund mein aapko SIP karne ki zaroorat hai. Angel One Mutual Fund Liquid Fund ka 3 saal ka return 6.76% hai, jo ki DSP Mutual Fund Liquid Fund ki 6.77% se kam hai, lekin iska expense ratio 0.12% hai, jo ki DSP Mutual Fund Liquid Fund ki 0.12% se barabar hai. Chaliye, hum aapko is fund mein SIP karne ki zaroorat hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke hisaab se, hum dekhte hain ki kis fund mein aapko investment karne ki zaroorat hai. Angel One Mutual Fund Liquid Fund ka riskometer Low hai, jo ki DSP Mutual Fund Liquid Fund ki Low se barabar hai. Iske alawa, Angel One Mutual Fund Liquid Fund ka volatility 0.11 hai, jo ki DSP Mutual Fund Liquid Fund ki 0.12 se kam hai. Haan, yeh fund aapke liye behtar vikalp hai.
📊 Portfolio Diversification
Portfolio diversification ke hisaab se, hum dekhte hain ki kis fund mein aapko investment karne ki zaroorat hai. Angel One Mutual Fund Liquid Fund ka asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00% aur Cash: 5.00% hai. Iske alawa, yeh fund ka top 3 holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai. Chaliye, hum aapko is fund mein investment karne ki zaroorat hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
DSP Mutual Fund Liquid Fund
₹859377.44
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Angel One Mutual Fund Liquid Fund aapke liye behtar vikalp hai, lekin DSP Mutual Fund Liquid Fund ki 5 saal ka return 5.92% hai, jo ki Angel One Mutual Fund Liquid Fund ki 5.95% se kam hai.
Q2: Is the higher risk fund worth it?
Haan, yeh fund worth hai, lekin aapko risk management ki zaroorat hai. Angel One Mutual Fund Liquid Fund ka volatility 0.11 hai, jo ki DSP Mutual Fund Liquid Fund ki 0.12 se kam hai.
Q3: Which fund is more cost-effective?
Angel One Mutual Fund Liquid Fund aur DSP Mutual Fund Liquid Fund dono ki expense ratio 0.12% hai, lekin DSP Mutual Fund Liquid Fund ki AUM 33048 Cr hai, jo ki Angel One Mutual Fund Liquid Fund ki 46656 Cr se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price