Angel One Mutual Fund Liquid Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Aapke paas do mutual funds hain - Angel One Liquid Fund aur DSP Large Cap Fund. Ye dono alag-alag categories mein hain. Ye article aapko batayega ki in dono funds mein kya aisa hai jo aapko invest karne ke liye important hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | DSP Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.97 |
| Sharpe Ratio | 2.36 | 0.69 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Bhole (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 23% |
🤖 AI Verdict – Which is Better?
Ye do fund bahut alag-alag categories mein hain, lekin humein long-term wealth creation ke liye ek fund ka verdict lene ka muktavachan hai. Isme hum 3Y return, expense ratio, aur risk ka mudda lenge. DSP Large Cap Fund ka 3Y return 14.7% hai, jabki Angel One Liquid Fund ka 3Y return 6.76% hai. Expense ratio mein bhi DSP Large Cap Fund aage hai, jiska expense ratio 0.52% hai, jabki Angel One Liquid Fund ka expense ratio 0.12% hai. Riskometer mein bhi DSP Large Cap Fund aage hai, jismen riskometer Very High hai, jabki Angel One Liquid Fund ka riskometer Low hai. Isliye, humein lagta hai ki DSP Large Cap Fund long-term wealth creation ke liye aage hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye fund ki consistency aur return stability ka mudda hai. Angel One Liquid Fund ka 1Y return 6.03% hai, jabki DSP Large Cap Fund ka 1Y return -4.02% hai. 5Y return mein bhi Angel One Liquid Fund aage hai, jiska 5Y return 5.95% hai, jabki DSP Large Cap Fund ka 5Y return 12.03% hai. Isliye, humein lagta hai ki Angel One Liquid Fund SIP ke liye aage hai.
⚠️ Risk & Cost Analysis
Ye do fund alag-alag categories mein hain, isliye unke riskometer aur volatility mein kai baar alag honge. Angel One Liquid Fund ka riskometer Low hai, jabki DSP Large Cap Fund ka riskometer Very High hai. Volatility mein bhi DSP Large Cap Fund aage hai, jiska volatility 11.97 hai, jabki Angel One Liquid Fund ka volatility 0.11 hai. Sharpe ratio mein bhi DSP Large Cap Fund aage hai, jiska Sharpe ratio 0.69 hai, jabki Angel One Liquid Fund ka Sharpe ratio 2.36 hai. Expense ratio mein bhi DSP Large Cap Fund aage hai, jiska expense ratio 0.52% hai, jabki Angel One Liquid Fund ka expense ratio 0.12% hai. Isliye, humein lagta hai ki Angel One Liquid Fund risk-adjusted returns mein aage hai.
📊 Portfolio Diversification
Angel One Liquid Fund ka asset allocation T-Bills mein 65% hai, jabki DSP Large Cap Fund ka asset allocation Equity mein 96% hai. T-Bills mein asset allocation mein bhi Angel One Liquid Fund aage hai, isse portfolio diversification ka mudda hai. Top holdings mein bhi DSP Large Cap Fund aage hai, jismen HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain. Isliye, humein lagta hai ki DSP Large Cap Fund portfolio diversification mein aage hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki DSP Large Cap Fund ka 5Y return 12.03% hai, jabki Angel One Liquid Fund ka 5Y return 5.95% hai. Isliye, DSP Large Cap Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, DSP Large Cap Fund ka higher risk fund hai, lekin uska Sharpe ratio 0.69 hai, jabki Angel One Liquid Fund ka Sharpe ratio 2.36 hai. Isliye, DSP Large Cap Fund ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Angel One Liquid Fund ka expense ratio 0.12% hai, jabki DSP Large Cap Fund ka expense ratio 0.52% hai. Isliye, Angel One Liquid Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price