Angel One Mutual Fund Liquid Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
6.96%
Chaliye milte hain do Mutual Funds par ek nazar - Angel One Mutual Fund Liquid Fund aur Canara Robeco Liquid Fund. Ye donon Fund Liquid Fund category mein hain, jahan paise ka risk nikaalne ke liye use hota hai. Ye post aapko batayega ki in donon Fund mein kya sahi hai aur aapko kis par investment karna chahiye.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Canara Robeco |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 2132.04 | 3337.33 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 2.36 | 4.18 |
| 1 Year Return (%) | 6.03% | 6.22% |
| 3 Year Return (%) | 6.76% | 6.96% |
| 5 Year Return (%) | 5.95% | 6.13% |
| Since Launch (%) | 6.23% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 221% | 223% |
🤖 AI Verdict – Which is Better?
Haan, yahan humein 3Y return, expense ratio aur risk ka dhyan dena hoga. Dekho, Angel One Mutual Fund Liquid Fund ka 3Y return 6.76% hai, jo Canara Robeco Liquid Fund ka 3Y return 6.96% se kam hai. Lekin Canara Robeco Liquid Fund ka expense ratio bhi 0.12% hai, jo Angel One Mutual Fund Liquid Fund ka expense ratio ke barabar hai. RISKometer mein dono Fund low risk hai, lekin Canara Robeco Liquid Fund ka Sharpe ratio 4.18 hai, jo Angel One Mutual Fund Liquid Fund ka Sharpe ratio 2.36 se adhik hai. Toh, humein lagta hai ki Canara Robeco Liquid Fund aapke liye better option hai long-term wealth creation ke liye.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
SIP suitability ke liye humein consistency aur return stability ka dhyan dena hoga. Dekho, Angel One Mutual Fund Liquid Fund ka 1Y return 6.03% hai, jo Canara Robeco Liquid Fund ka 1Y return 6.22% se kam hai. Lekin Canara Robeco Liquid Fund ka return stability bhi adhik hai, kyunki uska 5Y return 6.13% hai. Isliye, humein lagta hai ki Canara Robeco Liquid Fund aapke monthly SIP ke liye better option hai 10+ saal ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye humein dono Fund compare karna hoga. Dono Fund low risk hai, lekin Canara Robeco Liquid Fund ka Sharpe ratio adhik hai. Volatility mein dono Fund 0.11 se milaav jaa sakta hai. Expense ratio mein bhi dono Fund 0.12% se barabar hai. Isliye, humein lagta hai ki Canara Robeco Liquid Fund aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humein dono Fund compare karna hoga. Dekho, dono Fund ka asset allocation T-Bills, CD, CP aur Cash mein 65:20:10:5 hai. Isliye, asset allocation mein dono Fund alag nahi hain. Lekin top holdings concentration mein bhi dono Fund alag nahi hain. Dono Fund ka top 3 holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills mein hi hain. Isliye, humein lagta hai ki dono Fund ki asset allocation aur top holdings concentration mein koi naya aur alag nahi hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Canara Robeco Liquid Fund ka 5Y return 6.13% hai, jo Angel One Mutual Fund Liquid Fund ka 5Y return 5.95% se adhik hai. Isliye, Canara Robeco Liquid Fund aapke liye better option hai long-term wealth creation ke liye.
Q2: Is the higher risk fund worth it?
Volatility mein Canara Robeco Liquid Fund 0.11 par hai, jo Angel One Mutual Fund Liquid Fund ki volatility se barabar hai. Sharpe ratio mein bhi Canara Robeco Liquid Fund ka Sharpe ratio 4.18 hai, jo Angel One Mutual Fund Liquid Fund ka Sharpe ratio 2.36 se adhik hai. Isliye, humein lagta hai ki Canara Robeco Liquid Fund aapke liye better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Expense ratio mein dono Fund 0.12% se barabar hai. Isliye, humein lagta hai ki dono Fund ek doosre se alag nahi hain cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price