Angel One Mutual Fund Liquid Fund vs Canara Robeco Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
12.5%
Dekho, aaj hum do mutual funds ki tareef karne wale hain. Fund A Liquid Fund hai aur Fund B Large Cap Fund. Ye dono fund alag-alag categories mein aate hain. Ye jankari leke hum aapko batayenge ki fund kis category mein aisa hai aur Fund A aur Fund B mein kya antar hai. Aapko ye jankari milne wali hai ki Fund A aur Fund B mein kitne return kya hain, expense ratio kitna hai aur riskometer kya hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BCanara Robeco Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Canara Robeco |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 69.54 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.83% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.61 |
| Sharpe Ratio | 2.36 | 0.52 |
| 1 Year Return (%) | 6.03% | -3.79% |
| 3 Year Return (%) | 6.76% | 12.5% |
| 5 Year Return (%) | 5.95% | 11.73% |
| Since Launch (%) | 6.23% | 13.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Shridatta Bhandwaldar; Vishal Mishra (9.9 years yrs) |
| Benchmark | NIFTY Liquid Index | BSE 100 Total Return Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.33%), ICICI Bank Ltd. (7.71%), Reliance Industries Ltd. (5.54%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.23% | Pref. Shares: 0.01% |
| Portfolio Turnover | 221% | 16% |
🤖 AI Verdict – Which is Better?
Haan, Fund B Large Cap Fund 3Y return mein bahut accha performance diya hai, lekin expense ratio 0.83% hai jo bahut jyada hai. Fund A Liquid Fund expense ratio mein bahut kam hai aur 3Y return bhi bahut accha hai. Lekin Fund A ka riskometer Low hai, jo Fund B ka 5Y return bhi kam kar deta hai. Isliye, Fund A Liquid Fund long-term wealth creation ke liye better hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Canara Robeco Large Cap Fund?
- Expense ratio: 0.83%
- 3Y return: 12.5%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A Liquid Fund bahut accha hai. Iska 3Y return bahut accha hai aur expense ratio kam hai. Fund B Large Cap Fund ka 3Y return bhi bahut accha hai, lekin expense ratio bahut jyada hai. SIP ke liye Fund A ka consistency aur return stability bahut accha hai.
⚠️ Risk & Cost Analysis
Fund A Liquid Fund ka riskometer Low hai, jo expense ratio mein kam hone wala hai. Fund B Large Cap Fund ka riskometer Very High hai, lekin Sharpe ratio 0.52 hai, jo Fund A ka 2.36 se kam hai. Isliye, Fund A risk-adjusted returns mein bahut accha hai. Lekin Fund B ka 5Y return Fund A se kam hai, jo risk-adjusted returns mein bahut accha hai.
📊 Portfolio Diversification
Fund A Liquid Fund ka asset allocation T-Bills, CD, CP aur cash mein 90% hai, jo bahut diverse hai. Fund B Large Cap Fund ka asset allocation equity mein 96.23% hai, jo sector risk ko badhata hai. Fund A ka asset allocation bahut kam riske hai, lekin Fund B ka asset allocation bahut jyada riske hai. Isliye, Fund A portfolio diversification mein bahut accha hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Canara Robeco Large Cap Fund
₹1196906.64
@12.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B Large Cap Fund ka 5Y return 11.73% hai, jo Fund A Liquid Fund ka 5Y return 5.95% se bahut accha hai. Isliye, Fund B long run mein better return deta hai.
Q2: Is the higher risk fund worth it?
Fund B Large Cap Fund ka Sharpe ratio 0.52 hai, jo Fund A Liquid Fund ka 2.36 se kam hai. Isliye, Fund B ka higher risk se bahut kam return aata hai. Isliye, Fund B ka higher risk worth nahi hai.
Q3: Which fund is more cost-effective?
Fund A Liquid Fund ka expense ratio 0.12% hai, jo Fund B Large Cap Fund ka expense ratio 0.83% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price