Angel One Mutual Fund Liquid Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.62%
Aap sabhi investors ko ek naya maamla hai. Fund A aur Fund B mein kya farq hai? Dekho, hum aapko ye dikhayenge. Fund A ek Liquid Fund hai, jabki Fund B ek Large Cap Fund hai. Hum aapko iske beech ki comparison karte hue aapko sahi fund khaas kar long-term wealth creation ke liye chunne mein madad karenge.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Baroda BNP Paribas |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 251.36 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.08 |
| Sharpe Ratio | 2.36 | 0.62 |
| 1 Year Return (%) | 6.03% | -0.15% |
| 3 Year Return (%) | 6.76% | 14.62% |
| 5 Year Return (%) | 5.95% | 11.06% |
| Since Launch (%) | 6.23% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sanjay Chawla (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 34% |
🤖 AI Verdict – Which is Better?
Lekin, Fund A ka 3Y return 6.76% hai, jabki Fund B ka 3Y return 14.62% hai. Aisa lagta hai ki Fund B badi se badi return de raha hai. Lekin, expense ratio bhi mahatvapoorn hai. Fund B ka expense ratio 0.52% hai, jabki Fund A ka 0.12% hai. Riskometer bhi dekhiye, Fund A mein Low risk hai, jabki Fund B mein Very High risk hai. Haan, to sabse accha fund Fund B hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
Ab, yeh sawal hai ki SIP ke liye konsa fund better hai. Fund A ka 5Y return 5.95% hai, jabki Fund B ka 5Y return 11.06% hai. Lekin, Fund A ka consistency aur return stability bhi accha hai. Haan, to Fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Ab, yeh sawal hai ki konsa fund better risk-adjusted returns de raha hai. Fund A ka riskometer Low hai, jabki Fund B ka Very High hai. Sharpe ratio bhi dekhiye, Fund A ka sharpe ratio 2.36 hai, jabki Fund B ka 0.62 hai. Lekin, expense ratio bhi mahatvapoorn hai. Fund A ka expense ratio 0.12% hai, jabki Fund B ka 0.52% hai. Haan, to Fund A better risk-adjusted returns de raha hai.
📊 Portfolio Diversification
Ab, yeh sawal hai ki portfolio diversification kaun se fund mein better hai. Fund A mein asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00% hai. Fund B mein asset allocation Equity: 96.00%, aur T-Bills: 4.00% hai. Fund A mein asset allocation ki concentration kam hai. Haan, to Fund A portfolio diversification kaun se fund mein better hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long run mein, Fund B ka 5Y return 11.06% hai, jabki Fund A ka 5Y return 5.95% hai. To, Fund B long run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer Very High hai, lekin yeh fund bhi 3Y return 14.62% de raha hai. Lekin, Fund A ka riskometer Low hai aur yeh fund bhi 3Y return 6.76% de raha hai. To, Fund B ka higher risk worth hai, lekin Fund A ka risk bhi kam hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jabki Fund B ka 0.52% hai. To, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price