Angel One Mutual Fund Liquid Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Today hum dekhte hain do mutual funds ke beech ki pehchaan, Fund A aur Fund B. Fund A ek liquid fund hai aur Fund B ek large cap fund hai. Aaj hum jaante hain ki ye dono funds aapke paisa kaise bachate hain aur kaise aapke paisa ko badhava dete hain.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Bandhan Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.11 |
| Sharpe Ratio | 2.36 | 0.68 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Manish Gunwani (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 24% |
🤖 AI Verdict – Which is Better?
Haan, hum dekhte hain ki Fund A aur Fund B dono mein se kis fund better hai. Dekho, Fund B ka 3Y return 14.7% hai, lekin expense ratio 0.52% hai. Fund A ka 3Y return 6.76% hai, lekin expense ratio 0.12% hai. Sach ye hai, Fund B ka riskometer Very High hai, lekin Fund A ka riskometer Low hai. To, hum kya kehenge? Fund A better hai for long-term wealth creation.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
SIP suitabilita ke liye hum dekhte hain ki Fund A aur Fund B dono mein se kis fund consistent returns dete hain. Dekho, Fund A ka 1Y return 6.03% hai aur 3Y return 6.76% hai, jo thoda stable hai. Fund B ka 1Y return -4.02% hai, lekin 3Y return 14.7% hai, jo thoda unstable hai. Chaliye, Fund A better hai for SIP.
⚠️ Risk & Cost Analysis
Ek baar fund ki risk aur cost ka analysis karte hain. Dekho, Fund A ka riskometer Low hai, volatility 0.11 hai, Sharpe ratio 2.36 hai, aur expense ratio 0.12% hai. Fund B ka riskometer Very High hai, volatility 12.11 hai, Sharpe ratio 0.68 hai, aur expense ratio 0.52% hai. Sach ye hai, Fund A better risk-adjusted returns dete hai.
📊 Portfolio Diversification
Ek baar fund ki portfolio diversification ka analysis karte hain. Dekho, Fund A ka asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00% hai. Fund B ka asset allocation Equity: 96.00%, T-Bills: 4.00% hai. Chaliye, Fund A ka portfolio diversified hai aur Fund B ka portfolio concentrated hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 5.95% hai aur Fund B ka 5Y return 12.03% hai. To, Fund B better hai for long run.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 12.11 hai, lekin Fund A ka volatility 0.11 hai. To, Fund A better Sharpe ratio hai aur Fund A better risk-adjusted returns dete hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisab se Fund A better hai, 0.12% hai, lekin Fund B ka expense ratio 0.52% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price