Angel One Mutual Fund Liquid Fund vs Axis Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
17.52%
Aaj hum dekheinge do mutual funds ke beech ki pehchaan, Fund A aur Fund B. Fund A, Angel One Mutual Fund Liquid Fund, ek liquid fund hai, jabki Fund B, Axis Small Cap Fund, ek small cap fund hai. Is article mein, hum aapko bataenge kein dono funds dono aise hain ya nahi, aur aapko kis fund ka chayan karna chahiye.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | Small Cap |
| NAV (₹) | 2132.04 | 124.14 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.74 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.92% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 17.03 |
| Sharpe Ratio | 2.36 | 0.65 |
| 1 Year Return (%) | 6.03% | 4.52% |
| 3 Year Return (%) | 6.76% | 17.52% |
| 5 Year Return (%) | 5.95% | 18.04% |
| Since Launch (%) | 6.23% | 22.39% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 5 December 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Krishnaa Narayan; Mayank Hyanki; Tejas Sheth (2.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | CCL Products (India) Ltd. (2.79%), Krishna Institute of Medical Sciences Ltd (2.47%), JB Chemicals & Pharmaceuticals Ltd. (2.23%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 88.35% | ID: 1.76% | T-Bills: 0.55% |
| Portfolio Turnover | 221% | 12% |
🤖 AI Verdict – Which is Better?
Ek long-term wealth creation ka vichar karke, hum kahaenge ki Fund B, Axis Small Cap Fund, aapke liye achi chunauti hai. Iska sabse bada karan hai uska 3-saal ka return, jo 17.52% hai, aur expense ratio, jo 0.92% hai. Haan, Fund A ka riskometer Low hai, lekin uska 3-saal ka return 6.76% hai, jo Fund B se kuchh kam hai. Dekhiye, Fund B ke expense ratio ko dekhkar, aapko lagta hai ki yeh fund aapke liye accha chunauti hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Axis Small Cap Fund?
- Expense ratio: 0.92%
- 3Y return: 17.52%
- AUM: 2.74 Lac Cr
- Sharpe Ratio: 0.65
📈 SIP Suitability
Ten+ saal ke liye ek monthly SIP ka chayan karke, hum kahaenge ki Fund A aapke liye accha chunauti hai. Iska sabse bada karan hai uska consistency aur return ka stability. Fund A ka 1-saal ka return 6.03% hai, aur 3-saal ka return 6.76% hai, jo Fund B se kuchh acche hain. Haan, Fund B ka 3-saal ka return 17.52% hai, lekin uska 1-saal ka return 4.52% hai, jo Fund A se kuchh kam hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke dauraan hum dekhte hain ki Fund B aapke liye kaisa fund hai. Fund B ka riskometer Very High hai, aur volatility 17.03 hai, jo Fund A se kuchh jyaada hai. Lekin Fund B ka Sharpe ratio 0.65 hai, jo Fund A se kuchh kam hai. Haan, Fund A ka expense ratio 0.12% hai, jo Fund B se kuchh kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke dauraan hum dekhte hain ki Fund A aur Fund B mein kya farak hai. Fund A ka asset allocation T-Bills mein 65.00% hai, CD mein 20.00%, CP mein 10.00%, aur Cash mein 5.00%. Haan, Fund B ka asset allocation Equity mein 88.35% hai, ID mein 1.76%, aur T-Bills mein 0.55%. Dekhiye, Fund A ka asset allocation Fund B se kuchh jyada diversified hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Axis Small Cap Fund
₹1630847.06
@17.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 5-saal ka return 18.04% hai, jo Fund A ka 5-saal ka return 5.95% se kuchh jyaada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility 17.03 hai, lekin uska Sharpe ratio 0.65 hai, jo Fund A se kuchh kam hai. Lekin yeh fund aapke liye accha chunauti hai, agar aap risk le sakte hain.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.12% hai, jo Fund B ka expense ratio 0.92% se kuchh kam hai. Haan, Fund A aapke liye accha chunauti hai, agar aap cost affective fund ke baare mein sochte hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price