Angel One Mutual Fund Liquid Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
19.19%
Kya aapko pata hai ki kya fund achha hai? Dekho, hum aapko do fundon ke baare mein batayenge - Angel One Mutual Fund Liquid Fund aur Axis Midcap Fund. Ye dono fund alag-alag category mein hain. Angel One Mutual Fund Liquid Fund ek liquid fund hai, jabki Axis Midcap Fund midcap fund hai. Is article mein hum aapko fundon ke beech ki comparison karayenge aur aapko pata chalayenge ki kis fund mein aapko invest karna chahiye.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | Mid Cap |
| NAV (₹) | 2132.04 | 136.27 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.58% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.48 |
| Sharpe Ratio | 2.36 | 0.88 |
| 1 Year Return (%) | 6.03% | 7.41% |
| 3 Year Return (%) | 6.76% | 19.19% |
| 5 Year Return (%) | 5.95% | 16.41% |
| Since Launch (%) | 6.23% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 221% | 12% |
🤖 AI Verdict – Which is Better?
Haan, humne fundon ke baare mein kuch dekha hai. Jab hum 3Y return, expense ratio, aur risk ka dhyan rakhte hain, to hum kahaenge ki... Axis Midcap Fund zyada accha hai. Iska 1Y return 7.41% hai, jo 3Y return se zyada hai. Aur, iska expense ratio 1.58% hai, jo liquid fund ki tulna mein zyada hai. Lekin, humne dekhya hai ki is fund ka riskometer very high hai, jisse iska risk zyada hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
SIP, yaani systematic investment plan, aapko monthly paisa lagana hai. Isliye, humko sapne fund ki stability aur return ke beech mehsoos karne ki zaroorat hai. Haan, humne dekha hai ki Angel One Mutual Fund Liquid Fund isme zyada stable hai. Iska 1Y return 6.03% hai, jo consistent hai. Aur, iska volatility 0.11 hai, jo zyada thoda hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio sabse mahatvapoorn cheezein hain jo aapko fund select karne ke liye dekhni hain. Haan, humne dekha hai ki Angel One Mutual Fund Liquid Fund isme zyada behtar hai. Iska riskometer low hai, volatility 0.11 hai, aur Sharpe ratio 2.36 hai. Aur, iska expense ratio 0.12% hai, jo zyada accha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration dono fund ki portfolio diversification ke liye mahatvapoorn cheezein hain. Haan, humne dekha hai ki Angel One Mutual Fund Liquid Fund isme zyada diversified hai. Iska 65% asset allocation T-Bills mein hai, aur 5% asset allocation cash mein hai. Aur, iska top 3 holdings concentration State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills mein hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Axis Midcap Fund 5Y return mein zyada accha hai, jo 16.41% hai. Lekin, iska riskometer very high hai, jisse iska risk zyada hai.
Q2: Is the higher risk fund worth it?
Haan, agar aapka risk appetite zyada hai, to Axis Midcap Fund aapki zaroorat ke liye accha fund hai. Lekin, agar aapka risk appetite kam hai, to Angel One Mutual Fund Liquid Fund aapki zaroorat ke liye accha fund hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Angel One Mutual Fund Liquid Fund expense ratio mein zyada accha hai, jo 0.12% hai. Aur, Axis Midcap Fund expense ratio 1.58% hai, jo zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price