Angel One Mutual Fund Liquid Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
11.66%
Aaj hum do mutual funds ke beech meh comparison karenge: Angel One Liquid Fund aur Axis ELSS Tax Saver Fund. Ye dono fund different categories mein hain - Liquid Fund aur Equity Linked Saving Scheme (ELSS). Hum aapko batayenge ki kis fund ke liye aapka paisa behtar hai aur kya aapki wealth creation ke liye koi naye investment option dikhayi denge.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | ELSS |
| NAV (₹) | 2132.04 | 104.77 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.66% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.4 |
| Sharpe Ratio | 2.36 | 0.39 |
| 1 Year Return (%) | 6.03% | -2.52% |
| 3 Year Return (%) | 6.76% | 11.66% |
| 5 Year Return (%) | 5.95% | 8.43% |
| Since Launch (%) | 6.23% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.56% |
| Portfolio Turnover | 221% | 14% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum apne focus ko 3Y return, expense ratio, aur risk par rakhenge. Fund A, Angel One Liquid Fund, ek low-risk fund hai jo 6.76% 3Y return deta hai. Lekin Expense ratio bhi 0.12% hai. Fund B, Axis ELSS Tax Saver Fund, ek high-risk fund hai jo 11.66% 3Y return deta hai, lekin expense ratio 1.66% hai. Haan, yeh fund very high risk hai, lekin agar aap long-term investor hai, toh yeh fund aapke liye behtar hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Monthly SIP ke liye hum Fund A aur Fund B ka comparison karenge. Fund A, Angel One Liquid Fund, ek stable fund hai jo 6.03% 1Y return deta hai. Fund B, Axis ELSS Tax Saver Fund, ek high-risk fund hai jo -2.52% 1Y return deta hai. Lekin agar aap 10+ years ke liye SIP invest karna chahte hain, toh Fund B aapke liye behtar hai, kyunki yeh fund long-term return provide karta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke according hum Fund A aur Fund B ka comparison karenge. Fund A, Angel One Liquid Fund, low risk hai aur Sharpe ratio bhi 2.36 hai. Expense ratio bhi 0.12% hai. Fund B, Axis ELSS Tax Saver Fund, high risk hai aur volatility bhi 13.4 hai. Sharpe ratio bhi 0.39 hai. Lekin expense ratio 1.66% hai. Haan, Fund B risk-adjuseted return provide karta hai, lekin expense ratio bhi high hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke according hum Fund A aur Fund B ka comparison karenge. Fund A, Angel One Liquid Fund, asset allocation mein T-Bills, CD, CP, aur cash hain. Top holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Fund B, Axis ELSS Tax Saver Fund, asset allocation mein equity hi hai. Top holdings mein ICICI Bank Ltd., HDFC Bank Ltd., aur Bharti Airtel Ltd. hain. Haan, Fund A asset allocation mein diversification hai, lekin Fund B sector risk bhi hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, Axis ELSS Tax Saver Fund, 8.43% 5Y return deta hai, jo Fund A se behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B higher risk hai, lekin volatility bhi high hai. Sharpe ratio bhi kam hai. Lekin agar aap long-term investor hai, toh yeh fund aapke liye behtar hai.
Q3: Which fund is more cost-effective?
Fund A, Angel One Liquid Fund, expense ratio 0.12% hai, jo Fund B se behtar hai. Lekin Fund B long-term return provide karta hai, lekin expense ratio bhi high hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price