Angel One Mutual Fund Liquid Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
19.68%
Dekho, tumhare paas do funds hain - Angel One Mutual Fund Liquid Fund aur Axis Bluechip Fund. Ye dono funds alag-alag categories mein hain - Liquid Fund aur Large Cap Fund. Tum aaj jaante hain ki Liquid Fund mein paise lagane se tumhein zaroorat ke samay paise mil sakte hain, lekin yeh fund investment ke liye aam taur par kam return dete hain. Dusri taraf, Large Cap Fund mein tumhara paisa bade companies mein investment karta hai, jo aam taur par high return dete hain, lekin ismein bhi risk hota hai. Yeh article tumhein dono funds ke baare mein jaankari dega aur tumhein bataega ki konsa fund long-term investment ke liye achha hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 18.82 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.34 |
| Sharpe Ratio | 2.36 | 1.16 |
| 1 Year Return (%) | 6.03% | 4.44% |
| 3 Year Return (%) | 6.76% | 19.68% |
| 5 Year Return (%) | 5.95% | 5.62% |
| Since Launch (%) | 6.23% | 14.6% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 16% |
🤖 AI Verdict – Which is Better?
Haan, tumhari zaroorat ke liye hum aaj ek verdict denge. Tumhein pata hai ki tumhara fund long-term mein wealth creation ke liye hai. Isliye, hum aaj tumhein 3Y return, expense ratio, aur risk ke baare mein batayege. Fund A ne 6.76% ki 3Y return di hai, jo bahut achhi hai, lekin iske expense ratio 0.12% hai, jo thoda kam hai. Fund B ne 19.68% ki 3Y return di hai, jo bahut hi achhi hai, lekin iske expense ratio 1.52% hai, jo bahut jyada hai. Riskometer ke baare mein bhi tumhein pata hai ki Fund A ek low risk fund hai, lekin Fund B ek very high risk fund hai. Isliye, hum aaj Fund B ko better fund ke roop mein dekhte hain. Humein lagta hai ki Fund B tumhare long-term investment ke liye achha hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Axis Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 19.68%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.16
📈 SIP Suitability
Sach ye hai ki SIP (Systematic Investment Plan) tumhare investment ko stable banane ke liye ek accha tareeka hai. Ab tum jaante hain ki Fund A ek Liquid Fund hai aur Fund B ek Large Cap Fund hai. Fund A ki 1Y return 6.03% hai, jo thoda achha hai, lekin Fund B ki 1Y return 4.44% hai, jo thoda kam hai. Lekin Fund B ki 3Y return 19.68% hai, jo bahut hi achhi hai. Isliye, hum aaj Fund B ko SIP ke liye achha fund ke roop mein dekhte hain. Fund B ki consistency aur return stability dono bahut hi achhi hain, isliye yeh fund tumhare long-term investment ke liye achha hai.
⚠️ Risk & Cost Analysis
Ab tum jaante hain ki tumhare fund mein risk aur cost ki kya bhoomika hai. Fund A ki riskometer low hai, lekin Fund B ki riskometer very high hai. Fund A ki volatility 0.11 hai, jo thoda kam hai, lekin Fund B ki volatility 11.34 hai, jo bahut jyada hai. Sharpe ratio ke baare mein bhi tumhein pata hai ki Fund A ki Sharpe ratio 2.36 hai, jo bahut hi achhi hai, lekin Fund B ki Sharpe ratio 1.16 hai, jo thoda kam hai. Expense ratio ki baat karein to Fund A ki expense ratio 0.12% hai, jo thoda kam hai, lekin Fund B ki expense ratio 1.52% hai, jo bahut jyada hai. Isliye, hum aaj Fund A ko better fund ke roop mein dekhte hain, jo tumhare investment ke liye risk-adjusted returns pradaan karta hai.
📊 Portfolio Diversification
Ab tum jaante hain ki tumhare fund mein portfolio diversification ki kya bhoomika hai. Fund A ki asset allocation T-Bills (65.00%), CD (20.00%), CP (10.00%), aur Cash (5.00%) mein hai. Fund B ki asset allocation Equity (96.00%) aur T-Bills (4.00%) mein hai. Fund A ki top 3 holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) mein hain. Fund B ki top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) mein hain. Isliye, hum aaj Fund A ko better fund ke roop mein dekhte hain, jo portfolio diversification ke liye achha hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Axis Bluechip Fund
₹1872598.46
@19.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund B ne 19.68% ki 3Y return di hai, jo bahut hi achhi hai. Isliye, yeh fund tumhare long-term investment ke liye achha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility 11.34 hai, lekin yeh fund ki Sharpe ratio 1.16 hai, jo thoda kam hai. Isliye, hamein lagta hai ki Fund B ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ki expense ratio 0.12% hai, jo Fund B ki expense ratio 1.52% se kam hai. Isliye, Fund A tumhare investment ke liye cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price