Angel One Mutual Fund Liquid Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
21.36%
Chaliye dekho, aaj hum do funds ke beech ki comparison karenge. Fund A, Angel One Mutual Fund Liquid Fund Direct Plan Growth hai, jiska category Liquid Fund hai. Fund B, Axis Bluechip Fund Direct Plan Growth hai, jiska category Large Cap hai. Aaj humein pata karna hai ki konsa fund long-term mein better performance dega.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Axis Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 20.09 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.32 |
| Sharpe Ratio | 2.36 | 1.31 |
| 1 Year Return (%) | 6.03% | 5.85% |
| 3 Year Return (%) | 6.76% | 21.36% |
| 5 Year Return (%) | 5.95% | 5.92% |
| Since Launch (%) | 6.23% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 16% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ek liquid fund hai jiska 3Y return 6.76% hai, lekin expense ratio 0.12% hai. Fund B ek large cap fund hai jiska 3Y return 21.36% hai, lekin riskometer Very High hai. Haan, agar hum long-term wealth creation ki baat karein, toh Fund B better hai, lekin risk bhi jyada hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
SIP ke liye humein consistency aur return stability ki zaroorat hoti hai. Fund B ki 3Y return 21.36% hai, lekin volatility 11.32 hai. Fund A ki 3Y return 6.76% hai, lekin volatility 0.11 hai. Chaliye dekho, Fund A SIP ke liye better hai, kyunki return stability aur consistency mein better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabhi kaam karte hain. Fund A ki riskometer Low hai, lekin expense ratio 0.12% hai. Fund B ki riskometer Very High hai, lekin Sharpe ratio 1.31 hai. Sach ye hai, Fund A better risk-adjusted returns deta hai, lekin Fund B ki return bhi bahut better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration mein Fund A better hai. Fund A ki asset allocation T-Bills mein 65%, CD mein 20%, CP mein 10%, aur cash mein 5% hai. Fund B ki asset allocation equity mein 96%, aur T-Bills mein 4% hai. Haan, Fund A ki asset allocation more diversified hai, lekin Fund B ki top holdings mein concentration bhi more hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ki 5Y return 5.92% hai, jiski comparison me Fund A ki 5Y return 5.95% hai. Haan, Fund A ki 5Y return better hai, lekin Fund B ki 3Y return bahut better hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund B ki volatility 11.32 hai, jiska comparison me Fund A ki volatility 0.11 hai. Haan, Fund B ki volatility bahut jyada hai, lekin Sharpe ratio 1.31 hai. Sach ye hai, Fund B ki higher risk fund worth hai, lekin Fund A ki stability aur consistency bhi bahut good hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio 0.12% hai, jiska comparison me Fund B ki expense ratio 0.52% hai. Haan, Fund A more cost-effective hai, kyunki expense ratio kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price