Angel One Mutual Fund Liquid Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
12.7%
Chaliye dekho, aaj hum do mutual funds ka comparison karenge - Angel One Liquid Fund aur Angel One Multi Cap Fund. Ye dono funds alag-alag categories mein aate hain, Liquid Fund aur Multi Cap Fund. Hum aapko bataen ge ki in dono funds ke beech kya aisa hai aur kis fund ko long-term wealth creation ke liye better mana jaa sakta hai.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Angel One Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 2132.04 | 8.38 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.4 |
| Sharpe Ratio | 2.36 | 1.52 |
| 1 Year Return (%) | 6.03% | -11.42% |
| 3 Year Return (%) | 6.76% | 12.7% |
| 5 Year Return (%) | 5.95% | 7.44% |
| Since Launch (%) | 6.23% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 221% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, humko long-term wealth creation ke liye 3Y return, expense ratio, aur risk dekhaney chahiye. Chaliye dekho, Fund A ka 3Y return 6.76% hai, jo ki Fund B ka 3Y return 12.7% se kam hai. Iske alawa, Fund A ka expense ratio 0.12% hai, jo ki Fund B ka expense ratio 1.68% se kam hai. Lekin riskometer aur volatility ka mukhya baat hai. Fund A ka riskometer Low hai aur volatility 0.11 hai, jabki Fund B ka riskometer Very High hai aur volatility 13.4 hai. Haan, humko lagta hai ki Fund A long-term wealth creation ke liye better fund hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
SIP suitability ke liye hum dono funds ka consistency aur return stability ka comparison karenge. Chaliye dekho, Fund A ka 1Y return 6.03% hai, jo ki Fund B ka 1Y return -11.42% se kam hai. Iske alawa, Fund A ka 3Y return 6.76% hai, jo ki Fund B ka 3Y return 12.7% se kam hai. Haan, Fund A ka SIP suitability ke liye better fund hai, kyunki yeh consistent returns deta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karenge. Chaliye dekho, Fund A ka riskometer Low hai, jo ki Fund B ka riskometer Very High hai. Iske alawa, Fund A ka volatility 0.11 hai, jo ki Fund B ka volatility 13.4 hai. Sharpe ratio ka mukhya baat hai, Fund A ka Sharpe ratio 2.36 hai, jo ki Fund B ka Sharpe ratio 1.52 hai. Haan, Fund A ka risk-adjusted returns ke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karenge. Chaliye dekho, Fund A ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur Cash 5.00% hai. Iske alawa, Fund A ka top holdings concentration State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) hai. Fund B ka asset allocation Equity 97.00%, T-Bills 3.00% hai. Haan, Fund A ka portfolio diversification ke liye better fund hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ka 5Y return 7.44% hai, jo ki Fund A ka 5Y return 5.95% se jyaada hai, lekin Fund A ka 3Y return 6.76% hai, jo ki Fund B ka 3Y return 12.7% se kam hai. Haan, Fund B long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ka higher risk fund hai, lekin yeh sharpe ratio 1.52 hai, jo ki Fund A ka sharpe ratio 2.36 se kam hai. Iske alawa, Fund B ka volatility 13.4 hai, jo ki Fund A ka volatility 0.11 se kam hai. Haan, Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost‑effective?
Answer: Fund A ka expense ratio 0.12% hai, jo ki Fund B ka expense ratio 1.68% se kam hai. Haan, Fund A more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price