Angel One Mutual Fund Liquid Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
12.3%
Ab aap dono mutual funds ke beech ka ek tarah ka comparison karne ja rahe hain. Fund A ek Liquid Fund hai, jo kam jor ke fund hain, jabki Fund B ek Balanced Hybrid Fund hai, jo thoda zyada jor ke hain. Is lekha mein hum aapko bataenge ki dono fundon ke beech kya farak hai aur kis fund ka aapko invest karne ka pehle mukhya hoga.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Angel One Mutual Fund |
| Category | Liquid Fund | Balanced Hybrid |
| NAV (₹) | 2132.04 | 16.39 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.78% |
| Riskometer | Low | Moderately High |
| Volatility | 0.11 | 8.79 |
| Sharpe Ratio | 2.36 | 0.66 |
| 1 Year Return (%) | 6.03% | 3.08% |
| 3 Year Return (%) | 6.76% | 12.3% |
| 5 Year Return (%) | 5.95% | 7.51% |
| Since Launch (%) | 6.23% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 221% | 127% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hamare anusar Fund A bhi achha hai, lekin Fund B ka 3Y return aur kam expense ratio ke liye Fund B hi accha hai. Riskometer ke liye bhi Fund B thoda zyada jor ke hain, lekin Sharpe ratio ke liye Fund A accha hai. To, agar aap long-term wealth creation ke liye invest karna chahte hain, to Fund B aapke liye accha hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Aapko monthly SIP ke liye kis fund ka invest karne ka pehle hoga? Fund B ka 1Y return Fund A se kam hai, lekin 3Y aur 5Y return ke liye Fund B accha hai. Fund A ka return stability ka liye bhi accha hai, lekin Fund B ka consistency ka liye bhi accha hai. To, agar aap monthly SIP ke liye invest karna chahte hain, to Fund B aapke liye accha hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye hum dono fundon ka comparison kar rahe hain. Fund A ka riskometer low hai, lekin volatility 0.11 hai. Fund B ka riskometer moderately high hai, lekin volatility 8.79 hai. Sharpe ratio ke liye Fund A accha hai, lekin expense ratio ki baat karke Fund B accha hai. To, Fund A aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Diversification ke liye hum dono fundon ka asset allocation aur top holdings concentration ka comparison kar rahe hain. Fund A ka asset allocation T-Bills, CD, CP, aur cash ke beech hain, jabki Fund B ka asset allocation equity aur debt ke beech hain. Top holdings concentration ke liye Fund B ka HDFC Bank aur ICICI Bank ke holdings Fund A se zyada hain. To, Fund A ka portfolio diversification Fund B se zyada hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5Y aur 3Y return Fund A se accha hai. Aap Fund B ka 3Y return 12.3% aur 5Y return 7.51% dekh sakte hain, jabki Fund A ka 3Y return 6.76% aur 5Y return 5.95% hai. To, Fund B aapke liye long run mein accha hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke liye hum dono fundon ka comparison kar rahe hain. Fund B ka volatility 8.79 hai, lekin Sharpe ratio 0.66 hai. Fund A ka volatility 0.11 hai, lekin Sharpe ratio 2.36 hai. To, Fund A aapke liye better risk-adjusted returns offer karta hai. Lekin, agar aap zyada jor ke fund mein invest karna chahte hain, to Fund B aapke liye accha hai.
Q3: Which fund is more cost‑effective?
Expense ratio ke liye hum dono fundon ka comparison kar rahe hain. Fund A ka expense ratio 0.12% hai, jabki Fund B ka expense ratio 0.78% hai. To, Fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price