Angel One Mutual FundBankingVery High Risk

Angel One Mutual Fund Banking Fund - Direct Plan - Growth

Current NAV₹11.61as of 30/5/2026

AUM7268.80 Cr

AUM

7268.80 Cr

Expense Ratio

0.92%

Min SIP

₹500

Min Lumpsum

₹1000

Launch Date

3 April 2006

Exit Load

Nil

Riskometer

LowModerateHighVery High

Risk Level: Very High

Volatility: 15.74 | Sharpe Ratio: 1.54

Fund Manager & Key Metrics

Volatility15.74

Sharpe Ratio1.54

Portfolio Turnover40%

BenchmarkNifty Bank TRI

Holdings Date25/5/2026

Asset Allocation

Equity: 97.00% | T-Bills: 3.00%

Investment Objective

Aims to provide capital appreciation by investing in Banking securities

Top Holdings

As of 25-May-2026

1. HDFC Bank Ltd.22.5%

2. ICICI Bank Ltd.19.8%

3. State Bank of India12.4%

4. Axis Bank Ltd.10.8%

5. Kotak Mahindra Bank Ltd.8.5%

6. Bank of Baroda5.2%

7. IndusInd Bank Ltd.4.8%

8. Federal Bank Ltd.3.9%

9. AU Small Finance Bank Ltd.3.5%

10. Punjab National Bank2.8%

Overview

Angel One Mutual Fund Banking Fund - Direct Plan - Growth – Poora parichay aur strategy

Angel One Mutual Fund Banking Fund - Direct Plan - Growth ek banking mutual fund hai jiska objective growth potential ko maximize karna hai. Yeh fund un investors ke liye suitable hai jo equity mutual funds mein invest karna chahte hain, khas taur pe banking sector mein. Iska investment style concentrated hai, jisme top banking stocks par focused investment kiya jata hai. Yadi aap long-term wealth creation aur portfolio diversification chahte hain, toh yeh fund aapke liye ek achha option ho sakta hai. Chaliye, ab is fund ki risk profile aur downside risk ko samajhte hain.

Performance & Analysis

Angel One Mutual Fund Banking Fund - Direct Plan - Growth returns analysis 2026

Ab baat karte hain is fund ke returns ki. Is fund ne 1 saal mein 43.65% ka return diya hai, jo kaafi impressive hai. 3 saal mein iska return 12.83% hai, aur 5 saal mein yeh 7.51% tak hai. Yeh benchmark, Nifty Bank TRI se kaafi accha perform kar raha hai. Chaliye, ab ek comparison table dekhte hain:

Period	Angel One Mutual Fund Banking Fund - Direct Plan - Growth	Nifty Bank TRI
1 Year	43.65%	Data not available
3 Year	12.83%	Data not available
5 Year	7.51%	Data not available

Is fund ki returns consistency impressive hai, lekin market volatility ke saath yeh change bhi hota hai. Fund manager ki details abhi available nahi hain, lekin investors ko samajhna chahiye ki long-term investing ke liye yeh fund kaafi promising dikh raha hai.

Angel One Mutual Fund Banking Fund - Direct Plan - Growth portfolio breakdown for investors

Is fund mein kuch top holdings hain jo iski performance ko drive karte hain. Top 5 holdings mein HDFC Bank Ltd. (22.5%), ICICI Bank Ltd. (19.8%), State Bank of India (12.4%), Axis Bank Ltd. (10.8%), aur Kotak Mahindra Bank Ltd. (8.5%) shamil hain. Yeh holdings is fund ki concentrated strategy ko dikhati hain, jisme banking sector ke leading stocks par focus kiya gaya hai. Sector allocation bhi kaafi interesting hai, jisme banking sector ka major share hai, jo yeh fund ko economy ke banking performance se jodta hai. Agar market mein banking stocks acchi perform karte hain, toh is fund ki returns bhi achi rahengi. Investor ko yeh samajhna zaroori hai ki is fund mein high growth ka potential hai, lekin yeh kaafi market dependent bhi hai.

Angel One Mutual Fund Banking Fund - Direct Plan - Growth riskometer and downside risk

Is fund ka riskometer "Very High" hai. Yeh indicate karta hai ki is fund mein market volatility kaafi zyada hai. Investors ko samajhna chahiye ki high growth potential ke sath-saath, is fund mein loss hone ka bhi risk hota hai. Agar aap ek aggressive investor hain aur risk lene ke liye tayaar hain, toh yeh fund aapke liye theek ho sakta hai. Lekin agar aap risk-averse hain, toh shayad aapko aur conservative options par focus karna chahiye. Sharpe ratio ki details abhi available nahi hai, lekin hamesha dhyan rakhein ki high risk ke sath high rewards aate hain.

Who Should Invest?

Angel One Mutual Fund Banking Fund - Direct Plan - Growth – aage kya? (long term outlook)

Aane wale samay mein, banking sector ke growth potential ko dekhte hue, yeh fund kaafi promising lag raha hai. Historical data ke hisab se, agar economic growth acchi hoti hai, toh banking stocks ki performance bhi achi hoti hai. Yeh fund un investors ke liye suitable hai jo long-term growth aur wealth creation par focus karte hain. Yeh fund banking sector ki trends par bhi dependent hai. Agar banking sector mein koi naye reforms ya changes aaye, toh iska direct impact is fund par padega. Investors ko dhyan rakhna hoga ki yeh sector kabhi kabhi volatile hota hai, lekin historical positioning ke hisab se, yeh growth potential dikhata hai. Updated in May 2026, is fund ko lambi avdhi ke liye consider karna chahiye.

Pros & Cons

Angel One Mutual Fund Banking Fund - Direct Plan - Growth advantages and disadvantages

Pros:
- High growth potential with strong banking stocks.
- Impressive 1Y returns of 43.65%.
- Concentrated strategy in the banking sector.
- Suitable for aggressive investors seeking long-term growth.
Cons:
- Very high risk, not suitable for risk-averse investors.
- Market volatility can impact returns significantly.
- Fund manager details not available.

Frequently Asked Questions

Angel One Mutual Fund Banking Fund - Direct Plan - Growth FAQs for beginners

Q1: Kya yeh fund SIP ke liye suitable hai?: Haan, Angel One Mutual Fund Banking Fund - Direct Plan - Growth SIP ke liye suitable hai, kyunki iska long-term growth potential hai. Aap regular investments ke through market volatility ko average out kar sakte hain.
Q2: Is fund ka risk level kya hai?: Is fund ka riskometer "Very High" hai, jo indicate karta hai ki investors ko ismein high market risk ka samna karna padega. Aggressive investors is fund ko consider kar sakte hain.
Q3: Kya is fund par tax lagta hai?: Haan, agar aap is fund mein 1 saal se zyada invest karte hain, toh long-term capital gains tax applicable hoga. Tax ke implications samajhna zaroori hai.

Returns

Period	Fund Return (%)	Benchmark (Nifty Bank TRI) (%)
1 Year	43.65%	—
3 Years	12.83%	—
5 Years	7.51%	—
Since Launch	0.48%	—

SIP Calculator

SIP / Lumpsum Calculator

Monthly SIP Amount (₹)

SIP Period (Years)

Hold Period After SIP (Years)

Annual Step-Up (%)

Return Scenario

Based on fund's 3Y return of 12.8%

Invested: ₹956k

Gains: ₹19107k

Total Invested

₹956245.48

Total Returns

+ ₹19106975.57

Maturity Value

₹20063221.04

SIP of ₹5000 for 10 years (stepping up 10% annually), then held for 20 years at 12.8% p.a.

*Projected returns are for illustration only. Past performance does not guarantee future returns.

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Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme‑related documents carefully before investing. Past performance does not guarantee future returns. The content on this page is for educational purposes only.